Kannapolis, NC28081

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$290,000
1.2% YoY Growth
Median Household Income
$69,200
39.0% 5-Year Growth
Days on Market
44
16.0% Longer than last year
Home Price Forecast
1.7%
Median Rent
$1,650
3.1% YoY Growth
1-Bed Rent
$1,000
8.7% YoY Growth
2-Bed Rent
$1,250
4.8% YoY Growth
3-Bed Rent
$1,760
1.1% YoY Growth

Other Zip Codes in Kannapolis, NC

Property Listings — Kannapolis, NC

As of Oct '25, Realtor.com reports that the median days on market for a home in Kannapolis, NC is 44. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$340,0003.0%
Listing Count
15036.0%
Listings as % of Homes0.7%36.0%
Days on Market
4416.0%
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Demographics — Kannapolis, NC

As of the latest ACS Survey released in 2023, Kannapolis, NC has a population of 29,100, which has increased by 5.5% over the past 5 years. Kannapolis, NC is a moderately popular place for families, as children make up 24.1% of the population. The area has a moderately educated workforce, with 26.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
29,1005.5%
% Under 18
24.1%-13.3%
% Seniors
15.0%6.4%
% WFH
10.4%136.4%
% w/ College Degree
26.0%28.1%
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As of the latest ACS Survey released in 2023, Kannapolis, NC is a predominantly white area, with 64.8% of the population identifying as white. The white population has shrunk by 2.8% in the last 5 years. The second most common race or ethnicity in Kannapolis, NC is black, making up 18.2% of the population. Foreign-born residents account for 7.8% of the population in Kannapolis, NC, and this percentage has increased by 20.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
64.8%-2.8%
% Black
18.2%5.2%
% Hispanic
11.5%-13.5%
% Asian
1.1%0.0%
% Foreign Born
7.8%20.0%
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Mortgage and Risk — Kannapolis, NC

According to HUD data as of 2023, there were 949 mortgage originations in Kannapolis, NC, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Kannapolis, NC. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
949
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Kannapolis, NC

As of 2024, the percent of homes in Kannapolis, NC under the Section 8 program is 6.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Kannapolis, NC, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
314
Total Units Section 8
221
% Rentals under Section 8
6.9%
% Occupied Section 8
91.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$150$1,000$1,150
2 Bedroom$70$1,250$1,320
3 Bedroom-$90$1,760$1,670
4 Bedroom-$130$2,250$2,120

Affordability — Kannapolis, NC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$290,000
Median Household Income$69,200

Kannapolis, NC — ZIP Code Boundary Map

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Frequently Asked Questions