Kings Mountain, NC—28086
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Kings Mountain, NC
As of Oct '25, the median home price in Kings Mountain, NC is $234,000, with a year-over-year change of -2.0%. This indicates that home prices in Kings Mountain, NC are decreasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $234,000 | -2.0% |
| Single Family | $234,000 | -1.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $181,000 | 2.3% |
3 Bed | $281,000 | 2.2% |
4 Bed | $355,000 | 0.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Kings Mountain, NC
As of July '25, Rentcast reports the average rent in Kings Mountain, NC is $1,520, with a year-over-year rent change of -1.9%. Per bedroom, the median rent as of July '25 in Kings Mountain, NC is 1-bedrooms: $1,200, 2-bedrooms: $1,020, 3-bedrooms: $1,690, 4-bedrooms: $1,940. The most common rental property sizes in Kings Mountain, NC are 2-bedroom and 3-bedroom, accounting for 36.3% and 32.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,520 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,200 | $1,200 |
| 2 Bed Rent | $999 | $1,020 |
| 3 Bed Rent | $1,650 | $1,690 |
| 4 Bed Rent | $1,990 | $1,940 |
% of Rental Stock
Property Listings — Kings Mountain, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Kings Mountain, NC is 68. This is a increase of 37.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $299,000 | -7.0% |
Listing Count | 147 | 46.0% |
| Listings as % of Homes | 0.6% | 46.0% |
Days on Market | 68 | 37.0% |
Demographics — Kings Mountain, NC
As of the latest ACS Survey released in 2023, Kings Mountain, NC has a population of 28,900, which has increased by 15.5% over the past 5 years. Kings Mountain, NC is a moderately popular place for families, as children make up 21.7% of the population. The area has a poorly educated workforce, with 17.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 28,900 | 15.5% |
% Under 18 | 21.7% | -2.3% |
% Seniors | 17.3% | -3.4% |
% WFH | 5.4% | 157.1% |
% w/ College Degree | 17.6% | 19.7% |
As of the latest ACS Survey released in 2023, Kings Mountain, NC is a predominantly white area, with 74.3% of the population identifying as white. The white population has shrunk by 7.8% in the last 5 years. The second most common race or ethnicity in Kings Mountain, NC is black, making up 15.9% of the population. Foreign-born residents account for 5.1% of the population in Kings Mountain, NC, and this percentage has increased by 183.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 74.3% | -7.8% |
% Black | 15.9% | 7.4% |
% Hispanic | 4.3% | 79.2% |
% Asian | 2.0% | 300.0% |
% Foreign Born | 5.1% | 183.3% |
Mortgage and Risk — Kings Mountain, NC
According to HUD data as of 2023, there were 516 mortgage originations in Kings Mountain, NC, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Kings Mountain, NC. Investor activity is low, as 1.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 516 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Kings Mountain, NC
As of 2024, the percent of homes in Kings Mountain, NC under the Section 8 program is 4.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Kings Mountain, NC, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 425 |
Total Units Section 8 | 134 |
% Rentals under Section 8 | 4.9% |
% Occupied Section 8 | 74.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$380 | $1,200 | $820 |
| 2 Bedroom | -$9 | $999 | $990 |
| 3 Bedroom | -$290 | $1,650 | $1,360 |
| 4 Bedroom | -$480 | $1,990 | $1,510 |
Affordability — Kings Mountain, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $234,000 |
| Median Household Income | $56,100 |