View in Interactive Map

Polkton, NC—28135

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$162,000
9.3% YoY Growth
Household Income
$65,300
58.9% YoY Growth
Days on Market
55
30.0% Shorter YoY
Home Price Forecast
1.9%
Median Rent
$1,000
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$2,000
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Polkton, NC

As of Dec '25, the median home price in Polkton, NC is $162,000, with a year-over-year change of -9.3%. This indicates that home prices in Polkton, NC are decreasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$162,000-9.3%
Single Family $162,000-8.0%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$149,000-2.6%
    3 Bed
    		$188,000-4.6%
    4 Bed
    		N/AN/A
    5 Bed N/AN/A
    Loading chart...

    % of Housing Stock

    1 Bedroom
    5.1%
    2 Bedrooms
    23.2%
    3 Bedrooms
    58.8%
    4 Bedrooms
    12.0%
    5+ Bedrooms
    1.0%

    Rental Trends — Polkton, NC

    Polkton, NC lacks sufficient rental market data for analysis.

    TypeMedian RentAverage Rent
    Average Rent$1,000$1,500
    Studio Rent $1,000$1,000
    1 Bed Rent N/AN/A
    2 Bed Rent N/AN/A
    3 Bed Rent $2,000$2,000
    4 Bed Rent N/AN/A
    Loading chart...

    % of Rental Stock

    1 Bedroom
    12.6%
    2 Bedrooms
    30.0%
    3 Bedrooms
    42.3%
    4 Bedrooms
    15.2%

    Property Listings — Polkton, NC

    As of Dec '25, Realtor.com reports that the median days on market for a home in Polkton, NC is 54. This is a decrease of -31.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$350,000-18.0%
    Listing Count
    		7150.0%
    Listings as % of Homes0.4%150.0%
    Days on Market
    		55-30.0%
    Loading chart...

    Demographics — Polkton, NC

    As of the latest ACS Survey released in 2023, Polkton, NC has a population of 5,090, which has decreased by -15.2% over the past 5 years. Polkton, NC is a less popular place for families, as children make up 14.8% of the population. The area has a poorly educated workforce, with 9.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.1% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		5,090-15.2%
    % Under 18
    		14.8%-4.5%
    % Seniors
    		17.6%32.3%
    % WFH
    		8.1%1,250.0%
    % w/ College Degree
    		9.4%28.8%
    Loading chart...

    As of the latest ACS Survey released in 2023, Polkton, NC is a predominantly white area, with 52.8% of the population identifying as white. The white population has grown by 17.6% in the last 5 years. The second most common race or ethnicity in Polkton, NC is black, making up 36.2% of the population. Foreign-born residents account for 2.6% of the population in Polkton, NC, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		52.8%17.6%
    % Black
    		36.2%-20.6%
    % Hispanic
    		6.9%86.5%
    % Asian
    		0.3%-88.0%
    % Foreign Born
    		2.6%-33.3%
    Loading chart...

    Mortgage and Risk — Polkton, NC

    According to HUD data as of 2023, there were 101 mortgage originations in Polkton, NC, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in Polkton, NC. Investor activity is low, as 0.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		101
    % Conventional Loans
    		72.0%
    % Government Loans
    		28.0%
    % Investor Loans
    		0.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		4.0%
    Loading chart...
    Loading chart...

    Rentals and Section 8 — Polkton, NC

    Polkton, NC lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		7
    Total Units Section 8
    		7
    % Rentals under Section 8
    		1.9%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$910
    2 BedroomN/AN/A$1,200
    3 Bedroom-$550$2,000$1,450
    4 BedroomN/AN/A$1,710

    Affordability — Polkton, NC

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.4
    Median Home Price$162,000
    Median Household Income$65,300

    Polkton, NC — ZIP Code Boundary Map

    Loading map...

    Nearby ZIP Codes

    Peachland, NC

    28133

    Cedar Hill

    28007

    Wadesboro, NC

    28170

    Marshville, NC

    28103

    Norwood, NC

    28128

    Frequently Asked Questions