Salisbury, NC28144

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$228,000
0.2% YoY Growth
Median Household Income
$51,400
19.2% 5-Year Growth
Days on Market
67
9.0% Longer than last year
Home Price Forecast
1.1%
Median Rent
$1,400
3.5% YoY Growth
1-Bed Rent
$950
15.3% YoY Growth
2-Bed Rent
$1,300
4.9% YoY Growth
3-Bed Rent
$1,560
2.5% YoY Growth

Other Zip Codes in Salisbury, NC

Property Listings — Salisbury, NC

As of Oct '25, Realtor.com reports that the median days on market for a home in Salisbury, NC is 67. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 37.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$275,0005.0%
Listing Count
20223.0%
Listings as % of Homes1.0%23.0%
Days on Market
679.0%
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Demographics — Salisbury, NC

As of the latest ACS Survey released in 2023, Salisbury, NC has a population of 27,200, which has increased by 8.3% over the past 5 years. Salisbury, NC is a moderately popular place for families, as children make up 20.8% of the population. The area has a moderately educated workforce, with 27.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
27,2008.3%
% Under 18
20.8%0.5%
% Seniors
18.8%4.4%
% WFH
7.9%216.0%
% w/ College Degree
27.4%8.3%
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As of the latest ACS Survey released in 2023, Salisbury, NC is a predominantly white area, with 48.9% of the population identifying as white. The white population has grown by 4.9% in the last 5 years. The second most common race or ethnicity in Salisbury, NC is black, making up 35.8% of the population. Foreign-born residents account for 5.4% of the population in Salisbury, NC, and this percentage has increased by 100.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
48.9%4.9%
% Black
35.8%-18.5%
% Hispanic
11.6%75.8%
% Asian
0.7%-30.0%
% Foreign Born
5.4%100.0%
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Mortgage and Risk — Salisbury, NC

According to HUD data as of 2023, there were 450 mortgage originations in Salisbury, NC, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in Salisbury, NC. Investor activity is low, as 4.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
450
% Conventional Loans
68.0%
% Government Loans
32.0%
% Investor Loans
4.0%
% Second Loans
1.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Salisbury, NC

As of 2024, the percent of homes in Salisbury, NC under the Section 8 program is 23.3%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Salisbury, NC, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,284
Total Units Section 8
1,170
% Rentals under Section 8
23.3%
% Occupied Section 8
90.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$140$950$1,090
2 Bedroom$30$1,300$1,330
3 Bedroom$190$1,560$1,750
4 Bedroom-$40$2,270$2,230

Affordability — Salisbury, NC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.2
Median Home Price$228,000
Median Household Income$51,400

Salisbury, NC — ZIP Code Boundary Map

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Frequently Asked Questions