Stanley, NC—28164
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stanley, NC
As of Oct '25, the median home price in Stanley, NC is $357,000, with a year-over-year change of 2.1%. This indicates that home prices in Stanley, NC are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $357,000 | 2.2% |
| Single Family | $356,000 | 2.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $197,000 | 1.5% |
3 Bed | $340,000 | 2.1% |
4 Bed | $523,000 | 3.2% |
| 5 Bed | $657,000 | 3.1% |
% of Housing Stock
Rental Trends — Stanley, NC
As of July '25, Rentcast reports the average rent in Stanley, NC is $1,920, with a year-over-year rent change of 29.7%. Per bedroom, the median rent as of July '25 in Stanley, NC is 2-bedrooms: $1,430, 3-bedrooms: $1,990, 4-bedrooms: $2,140. The most common rental property sizes in Stanley, NC are 3-bedroom and 2-bedroom, accounting for 49.5% and 42.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,930 | $1,920 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,200 | $1,430 |
| 3 Bed Rent | $1,930 | $1,990 |
| 4 Bed Rent | $2,100 | $2,140 |
% of Rental Stock
Property Listings — Stanley, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Stanley, NC is 83. This is a increase of 28.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $370,000 | -10.0% |
Listing Count | 116 | 56.0% |
| Listings as % of Homes | 0.8% | 56.0% |
Days on Market | 83 | 28.0% |
Demographics — Stanley, NC
As of the latest ACS Survey released in 2023, Stanley, NC has a population of 16,000, which has increased by 5.9% over the past 5 years. Stanley, NC is a moderately popular place for families, as children make up 22.1% of the population. The area has a poorly educated workforce, with 23.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,000 | 5.9% |
% Under 18 | 22.1% | -3.9% |
% Seniors | 19.7% | 16.6% |
% WFH | 16.2% | 200.0% |
% w/ College Degree | 23.8% | 10.7% |
As of the latest ACS Survey released in 2023, Stanley, NC is a predominantly white area, with 88.3% of the population identifying as white. The white population has shrunk by 0.8% in the last 5 years. The second most common race or ethnicity in Stanley, NC is hispanic, making up 4.2% of the population. Foreign-born residents account for 2.7% of the population in Stanley, NC, and this percentage has increased by 12.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.3% | -0.8% |
% Black | 3.4% | -42.4% |
% Hispanic | 4.2% | 75.0% |
% Asian | 0.8% | 166.7% |
% Foreign Born | 2.7% | 12.5% |
Mortgage and Risk — Stanley, NC
According to HUD data as of 2023, there were 567 mortgage originations in Stanley, NC, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Stanley, NC. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 567 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Stanley, NC
Stanley, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 47 |
Total Units Section 8 | 47 |
% Rentals under Section 8 | 4.5% |
% Occupied Section 8 | 85.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,180 |
| 2 Bedroom | $110 | $1,200 | $1,310 |
| 3 Bedroom | -$250 | $1,930 | $1,680 |
| 4 Bedroom | -$90 | $2,100 | $2,010 |
Affordability — Stanley, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $357,000 |
| Median Household Income | $82,700 |