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Stanley, NC—28164

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$372,000
2.8% YoY Growth
Household Income
$82,700
45.6% YoY Growth
Days on Market
46
14.0% Longer YoY
Home Price Forecast
0.6%
Median Rent
$1,930
29.7% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,200
41.6% YoY Growth
3-Bed Rent
$1,930
22.8% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Stanley, NC

As of May '26, the median home price in Stanley, NC is $372,000, with a year-over-year change of 2.8%. This indicates that home prices in Stanley, NC are increasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$372,0002.8%
Single Family $372,0002.8%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$207,0002.0%
    3 Bed
    		$353,0002.6%
    4 Bed
    		$530,0001.9%
    5 Bed $650,4651.9%
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    % of Housing Stock

    Studio
    0.4%
    1 Bedroom
    4.0%
    2 Bedrooms
    19.0%
    3 Bedrooms
    57.6%
    4 Bedrooms
    15.2%
    5+ Bedrooms
    3.8%

    Rental Trends — Stanley, NC

    As of July '25, Rentcast reports the average rent in Stanley, NC is $1,920, with a year-over-year rent change of 29.7%. Per bedroom, the median rent as of July '25 in Stanley, NC is 2-bedrooms: $1,430, 3-bedrooms: $1,990, 4-bedrooms: $2,140. The most common rental property sizes in Stanley, NC are 3-bedroom and 2-bedroom, accounting for 49.5% and 42.0% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,930$1,920
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent $1,200$1,430
    3 Bed Rent $1,930$1,990
    4 Bed Rent $2,100$2,140
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    % of Rental Stock

    Studio
    0.7%
    1 Bedroom
    2.4%
    2 Bedrooms
    42.0%
    3 Bedrooms
    49.5%
    4 Bedrooms
    1.9%
    5+ Bedrooms
    3.6%

    Property Listings — Stanley, NC

    As of May '26, Realtor.com reports that the median days on market for a home in Stanley, NC is 46. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$380,000-10.0%
    Listing Count
    		11237.0%
    Listings as % of Homes0.8%37.0%
    Days on Market
    		4614.0%
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    Demographics — Stanley, NC

    As of the latest ACS Survey released in 2023, Stanley, NC has a population of 16,000, which has increased by 5.9% over the past 5 years. Stanley, NC is a moderately popular place for families, as children make up 22.1% of the population. The area has a poorly educated workforce, with 23.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.2% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		16,0005.9%
    % Under 18
    		22.1%-3.9%
    % Seniors
    		19.7%16.6%
    % WFH
    		16.2%200.0%
    % w/ College Degree
    		23.8%10.7%
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    As of the latest ACS Survey released in 2023, Stanley, NC is a predominantly white area, with 88.3% of the population identifying as white. The white population has shrunk by 0.8% in the last 5 years. The second most common race or ethnicity in Stanley, NC is hispanic, making up 4.2% of the population. Foreign-born residents account for 2.7% of the population in Stanley, NC, and this percentage has increased by 12.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		88.3%-0.8%
    % Black
    		3.4%-42.4%
    % Hispanic
    		4.2%75.0%
    % Asian
    		0.8%166.7%
    % Foreign Born
    		2.7%12.5%
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    Mortgage and Risk — Stanley, NC

    According to HUD data as of 2023, there were 567 mortgage originations in Stanley, NC, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Stanley, NC. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		567
    % Conventional Loans
    		78.0%
    % Government Loans
    		22.0%
    % Investor Loans
    		1.0%
    % Second Loans
    		2.0%
    % Cash Out Refinance
    		12.0%
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    Rentals and Section 8 — Stanley, NC

    Stanley, NC lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		47
    Total Units Section 8
    		47
    % Rentals under Section 8
    		4.5%
    % Occupied Section 8
    		85.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$1,180
    2 Bedroom$110$1,200$1,310
    3 Bedroom-$250$1,930$1,680
    4 Bedroom-$90$2,100$2,010

    Affordability — Stanley, NC

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio4.1
    Median Home Price$372,000
    Median Household Income$82,700

    Stanley, NC — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    Frequently Asked Questions