Dilworth, Charlotte, NC28209

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$640,000
1.3% YoY Growth
Median Household Income
$97,800
34.8% 5-Year Growth
Days on Market
49
38.0% Longer than last year
Home Price Forecast
1.5%
Median Rent
$1,820
16.5% YoY Growth
1-Bed Rent
$1,720
9.7% YoY Growth
2-Bed Rent
$2,260
12.1% YoY Growth
3-Bed Rent
$2,550
3.8% YoY Growth

Property Listings — Dilworth, Charlotte, NC

As of Oct '25, Realtor.com reports that the median days on market for a home in Dilworth, Charlotte, NC is 49. This is a increase of 38.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$681,000-3.0%
Listing Count
13112.0%
Listings as % of Homes0.6%12.0%
Days on Market
4938.0%
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Demographics — Dilworth, Charlotte, NC

As of the latest ACS Survey released in 2023, Dilworth, Charlotte, NC has a population of 23,900, which has increased by 5.5% over the past 5 years. Dilworth, Charlotte, NC is a moderately popular place for families, as children make up 18.4% of the population. The area has a highly educated workforce, with 69.5% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
23,9005.5%
% Under 18
18.4%-5.2%
% Seniors
9.9%-2.9%
% WFH
25.5%264.3%
% w/ College Degree
69.5%10.0%
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As of the latest ACS Survey released in 2023, Dilworth, Charlotte, NC is a predominantly white area, with 77.6% of the population identifying as white. The white population has shrunk by 0.4% in the last 5 years. The second most common race or ethnicity in Dilworth, Charlotte, NC is hispanic, making up 7.9% of the population. Foreign-born residents account for 8.9% of the population in Dilworth, Charlotte, NC, and this percentage has decreased by 11.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
77.6%-0.4%
% Black
7.1%0.0%
% Hispanic
7.9%-30.7%
% Asian
2.7%22.7%
% Foreign Born
8.9%-11.9%
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Mortgage and Risk — Dilworth, Charlotte, NC

According to HUD data as of 2023, there were 591 mortgage originations in Dilworth, Charlotte, NC, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Dilworth, Charlotte, NC. Investor activity is low, as 2.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
591
% Conventional Loans
98.0%
% Government Loans
2.0%
% Investor Loans
2.0%
% Second Loans
2.0%
% Cash Out Refinance
4.0%

Loan Activity

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Rentals and Section 8 — Dilworth, Charlotte, NC

As of 2024, the percent of homes in Dilworth, Charlotte, NC under the Section 8 program is 7.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Dilworth, Charlotte, NC, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
463
Total Units Section 8
463
% Rentals under Section 8
7.3%
% Occupied Section 8
61.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$100$1,720$1,820
2 Bedroom-$240$2,260$2,020
3 Bedroom-$60$2,550$2,490
4 Bedroom-$640$3,800$3,160

Affordability — Dilworth, Charlotte, NC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.9
Median Home Price$640,000
Median Household Income$97,800

Dilworth, Charlotte, NC — ZIP Code Boundary Map

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Frequently Asked Questions