Coulwood, Charlotte, NC—28214
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Coulwood, Charlotte, NC
As of Oct '25, the median home price in Coulwood, Charlotte, NC is $333,000, with a year-over-year change of -2.0%. This indicates that home prices in Coulwood, Charlotte, NC are decreasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $333,000 | -2.0% |
| Single Family | $334,000 | -1.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $236,000 | -2.1% |
3 Bed | $317,000 | -1.9% |
4 Bed | $379,000 | -1.8% |
| 5 Bed | $508,000 | -0.2% |
% of Housing Stock
Rental Trends — Coulwood, Charlotte, NC
As of July '25, Rentcast reports the average rent in Coulwood, Charlotte, NC is $2,010, with a year-over-year rent change of 4.1%. Per bedroom, the median rent as of July '25 in Coulwood, Charlotte, NC is 1-bedrooms: $1,050, 2-bedrooms: $1,440, 3-bedrooms: $1,940, 4-bedrooms: $2,210. The most common rental property sizes in Coulwood, Charlotte, NC are 3-bedroom and 2-bedroom, accounting for 58.4% and 20.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,010 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $900 | $1,050 |
| 2 Bed Rent | $1,350 | $1,440 |
| 3 Bed Rent | $1,940 | $1,940 |
| 4 Bed Rent | $2,150 | $2,210 |
% of Rental Stock
Property Listings — Coulwood, Charlotte, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Coulwood, Charlotte, NC is 76. This is a increase of 55.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $390,000 | 6.0% |
Listing Count | 220 | 3.0% |
| Listings as % of Homes | 1.1% | 3.0% |
Days on Market | 76 | 55.0% |
Demographics — Coulwood, Charlotte, NC
As of the latest ACS Survey released in 2023, Coulwood, Charlotte, NC has a population of 42,200, which has increased by 2.0% over the past 5 years. Coulwood, Charlotte, NC is a moderately popular place for families, as children make up 23.8% of the population. The area has a moderately educated workforce, with 36.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 42,200 | 2.0% |
% Under 18 | 23.8% | -11.2% |
% Seniors | 11.4% | 23.9% |
% WFH | 19.9% | 306.1% |
% w/ College Degree | 36.0% | 39.5% |
As of the latest ACS Survey released in 2023, Coulwood, Charlotte, NC is a predominantly black area, with 40.4% of the population identifying as black. The black population has shrunk by 2.2% in the last 5 years. The second most common race or ethnicity in Coulwood, Charlotte, NC is white, making up 30.0% of the population. Foreign-born residents account for 15.4% of the population in Coulwood, Charlotte, NC, and this percentage has increased by 22.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 30.0% | -15.3% |
% Black | 40.4% | -2.2% |
% Hispanic | 17.9% | 24.3% |
% Asian | 6.2% | 6.9% |
% Foreign Born | 15.4% | 22.2% |
Mortgage and Risk — Coulwood, Charlotte, NC
According to HUD data as of 2023, there were 1185 mortgage originations in Coulwood, Charlotte, NC, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Coulwood, Charlotte, NC. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,185 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Coulwood, Charlotte, NC
As of 2024, the percent of homes in Coulwood, Charlotte, NC under the Section 8 program is 7.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Coulwood, Charlotte, NC, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 293 |
Total Units Section 8 | 293 |
% Rentals under Section 8 | 7.7% |
% Occupied Section 8 | 61.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $830 | $900 | $1,730 |
| 2 Bedroom | $560 | $1,350 | $1,910 |
| 3 Bedroom | $420 | $1,940 | $2,360 |
| 4 Bedroom | $840 | $2,150 | $2,990 |
Affordability — Coulwood, Charlotte, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $333,000 |
| Median Household Income | $83,600 |