Hope Mills, NC28348

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$254,000
0.6% YoY Growth
Median Household Income
$65,200
22.8% 5-Year Growth
Days on Market
65
7.0% Longer than last year
Home Price Forecast
2.5%
Median Rent
$1,600
2.4% YoY Growth
1-Bed Rent
$1,270
7.6% YoY Growth
2-Bed Rent
$1,300
11.5% YoY Growth
3-Bed Rent
$1,680
2.4% YoY Growth

Property Listings — Hope Mills, NC

As of Oct '25, Realtor.com reports that the median days on market for a home in Hope Mills, NC is 65. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$308,0001.0%
Listing Count
2141.0%
Listings as % of Homes1.2%1.0%
Days on Market
657.0%
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Demographics — Hope Mills, NC

As of the latest ACS Survey released in 2023, Hope Mills, NC has a population of 38,900, which has increased by 9.1% over the past 5 years. Hope Mills, NC is a popular place for families, as children make up 29.6% of the population. The area has a poorly educated workforce, with 22.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
38,9009.1%
% Under 18
29.6%-1.0%
% Seniors
11.1%24.7%
% WFH
8.1%285.7%
% w/ College Degree
22.1%4.2%
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As of the latest ACS Survey released in 2023, Hope Mills, NC is a predominantly white area, with 48.8% of the population identifying as white. The white population has shrunk by 7.9% in the last 5 years. The second most common race or ethnicity in Hope Mills, NC is black, making up 27.7% of the population. Foreign-born residents account for 4.7% of the population in Hope Mills, NC, and this percentage has increased by 4.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
48.8%-7.9%
% Black
27.7%-1.1%
% Hispanic
13.4%30.1%
% Asian
2.2%46.7%
% Foreign Born
4.7%4.4%
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Mortgage and Risk — Hope Mills, NC

According to HUD data as of 2023, there were 1249 mortgage originations in Hope Mills, NC, of which 36.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 57.0% above 90% LTV (very high). This implies large mortgage risk in Hope Mills, NC. Investor activity is low, as 2.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,249
% Conventional Loans
36.0%
% Government Loans
64.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
16.0%

Loan Activity

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Rentals and Section 8 — Hope Mills, NC

As of 2024, the percent of homes in Hope Mills, NC under the Section 8 program is 3.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Hope Mills, NC, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
130
Total Units Section 8
125
% Rentals under Section 8
3.3%
% Occupied Section 8
92.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$190$1,270$1,080
2 Bedroom-$70$1,300$1,230
3 Bedroom-$20$1,680$1,660
4 Bedroom-$130$2,200$2,070

Affordability — Hope Mills, NC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.5
Median Home Price$254,000
Median Household Income$65,200

Hope Mills, NC — ZIP Code Boundary Map

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Frequently Asked Questions