Holly Ridge, NC 28445 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Holly Ridge, NC—28445

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$514,000

0.2% YoY Growth

Household Income

$89,200

49.3% YoY Growth

Days on Market

18.0% Longer YoY

Home Price Forecast

4.3%

Median Rent

$2,000

7.6% YoY Growth

1-Bed Rent

$1,550

13.7% YoY Growth

2-Bed Rent

$1,480

4.8% YoY Growth

3-Bed Rent

$2,000

5.1% YoY Growth

Home Price Trends — Holly Ridge, NC

As of Dec '25, the median home price in Holly Ridge, NC is $514,000, with a year-over-year change of -0.2%. This indicates that home prices in Holly Ridge, NC are flat. According to Zillow, the 1-year price projection is 4.3%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$514,000	-0.2%
Single Family	$529,000	0.0%
Condos	$374,000	-3.4%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Holly Ridge, NC

As of July '25, Rentcast reports the average rent in Holly Ridge, NC is $2,130, with a year-over-year rent change of 7.6%. Per bedroom, the median rent as of July '25 in Holly Ridge, NC is 1-bedrooms: $1,770, 2-bedrooms: $1,540, 3-bedrooms: $2,060, 4-bedrooms: $2,570. The most common rental property sizes in Holly Ridge, NC are 3-bedroom and 2-bedroom, accounting for 48.7% and 24.4% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,000	$2,130
Studio Rent	N/A	N/A
1 Bed Rent	$1,550	$1,770
2 Bed Rent	$1,480	$1,540
3 Bed Rent	$2,000	$2,060
4 Bed Rent	$2,400	$2,570

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% of Rental Stock

1 Bedroom

5.1%

2 Bedrooms

24.4%

3 Bedrooms

48.7%

4 Bedrooms

21.3%

5+ Bedrooms

0.5%

Property Listings — Holly Ridge, NC

As of Dec '25, Realtor.com reports that the median days on market for a home in Holly Ridge, NC is 88. This is a increase of 34.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$745,000	-3.0%
Listing Count	242	47.0%
Listings as % of Homes	2.0%	47.0%
Days on Market	88	18.0%

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Demographics — Holly Ridge, NC

As of the latest ACS Survey released in 2023, Holly Ridge, NC has a population of 9,780, which has increased by 34.4% over the past 5 years. Holly Ridge, NC is a moderately popular place for families, as children make up 20.4% of the population. The area has a moderately educated workforce, with 42.0% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.1% reporting working from home.

Metric	Latest Census	YoY % Change
Population	9,780	34.4%
% Under 18	20.4%	-4.7%
% Seniors	18.9%	26.8%
% WFH	25.1%	185.2%
% w/ College Degree	42.0%	20.3%

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As of the latest ACS Survey released in 2023, Holly Ridge, NC is a predominantly white area, with 87.3% of the population identifying as white. The white population has shrunk by 3.6% in the last 5 years. The second most common race or ethnicity in Holly Ridge, NC is hispanic, making up 4.0% of the population. Foreign-born residents account for 2.6% of the population in Holly Ridge, NC, and this percentage has increased by 136.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	87.3%	-3.6%
% Black	2.9%	141.7%
% Hispanic	4.0%	-16.7%
% Asian	0.5%	150.0%
% Foreign Born	2.6%	136.4%

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Mortgage and Risk — Holly Ridge, NC

According to HUD data as of 2023, there were 618 mortgage originations in Holly Ridge, NC, of which 59.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Holly Ridge, NC. Investor activity is low, as 4.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	618
% Conventional Loans	59.0%
% Government Loans	41.0%
% Investor Loans	4.0%
% Second Loans	16.0%
% Cash Out Refinance	7.0%

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Rentals and Section 8 — Holly Ridge, NC

As of 2024, the percent of homes in Holly Ridge, NC under the Section 8 program is 6.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Holly Ridge, NC, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD	9
Total Units Section 8	9
% Rentals under Section 8	6.5%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$460	$1,550	$1,090
2 Bedroom	-$140	$1,480	$1,340
3 Bedroom	-$120	$2,000	$1,880
4 Bedroom	-$150	$2,400	$2,250

Holly Ridge, NC—28445

Key Metrics at a Glance

Home Price Trends — Holly Ridge, NC

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Holly Ridge, NC

% of Rental Stock

Property Listings — Holly Ridge, NC

Demographics — Holly Ridge, NC

Race and Ethnicity

Mortgage and Risk — Holly Ridge, NC

Mortgages

Rentals and Section 8 — Holly Ridge, NC

Section 8 Market Size

Section 8 Opportunity

Affordability — Holly Ridge, NC

Home Price to Income Ratio

Holly Ridge, NC — ZIP Code Boundary Map

Nearby ZIP Codes

Sneads Ferry, NC

Hampstead, NC

Maple Hill, NC

Marines, NC

Paradise Park

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	5.7
Median Home Price	$514,000
Median Household Income	$89,200

Holly Ridge, NC—28445

Key Metrics at a Glance

Home Price Trends — Holly Ridge, NC

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Holly Ridge, NC

% of Rental Stock

Property Listings — Holly Ridge, NC

Demographics — Holly Ridge, NC

Race and Ethnicity

Mortgage and Risk — Holly Ridge, NC

Mortgages

Rentals and Section 8 — Holly Ridge, NC

Section 8 Market Size

Section 8 Opportunity

Affordability — Holly Ridge, NC

Home Price to Income Ratio

Holly Ridge, NC — ZIP Code Boundary Map

Nearby ZIP Codes

Sneads Ferry, NC

Hampstead, NC

Maple Hill, NC

Marines, NC

Paradise Park

Frequently Asked Questions

What is the average home price in Holly Ridge, NC 28445?

How have home prices in Holly Ridge, NC 28445 changed over the past year?

What is the home price projection for Holly Ridge, NC 28445?

What are the demographics of Holly Ridge, NC 28445?

How long does it take homes to sell in Holly Ridge, NC 28445?

What is the average rent price in Holly Ridge, NC 28445?