Sneads Ferry, NC—28460
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sneads Ferry, NC
As of Oct '25, the median home price in Sneads Ferry, NC is $400,000, with a year-over-year change of -0.2%. This indicates that home prices in Sneads Ferry, NC are flat. According to Zillow, the 1-year price projection is 3.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $400,000 | -0.2% |
| Single Family | $414,000 | 0.5% |
| Condos | $305,000 | -5.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $190,000 | -5.9% |
2 Bed | $331,000 | -5.2% |
3 Bed | $372,000 | 0.8% |
4 Bed | $469,000 | 0.9% |
| 5 Bed | $927,000 | 0.0% |
% of Housing Stock
Rental Trends — Sneads Ferry, NC
As of July '25, Rentcast reports the average rent in Sneads Ferry, NC is $2,090, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Sneads Ferry, NC is 1-bedrooms: $1,280, 2-bedrooms: $1,840, 3-bedrooms: $2,040, 4-bedrooms: $2,380. The most common rental property sizes in Sneads Ferry, NC are 2-bedroom and 3-bedroom, accounting for 35.4% and 31.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,090 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,100 | $1,280 |
| 2 Bed Rent | $1,600 | $1,840 |
| 3 Bed Rent | $2,000 | $2,040 |
| 4 Bed Rent | $2,300 | $2,380 |
% of Rental Stock
Property Listings — Sneads Ferry, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Sneads Ferry, NC is 107. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $447,000 | 0.0% |
Listing Count | 371 | 3.0% |
| Listings as % of Homes | 3.2% | 3.0% |
Days on Market | 107 | 20.0% |
Demographics — Sneads Ferry, NC
As of the latest ACS Survey released in 2023, Sneads Ferry, NC has a population of 13,400, which has increased by 27.8% over the past 5 years. Sneads Ferry, NC is a moderately popular place for families, as children make up 21.0% of the population. The area has a moderately educated workforce, with 38.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,400 | 27.8% |
% Under 18 | 21.0% | 7.7% |
% Seniors | 11.6% | -22.7% |
% WFH | 15.7% | 115.1% |
% w/ College Degree | 38.0% | 1.1% |
As of the latest ACS Survey released in 2023, Sneads Ferry, NC is a predominantly white area, with 78.9% of the population identifying as white. The white population has shrunk by 3.0% in the last 5 years. The second most common race or ethnicity in Sneads Ferry, NC is hispanic, making up 9.0% of the population. Foreign-born residents account for 2.9% of the population in Sneads Ferry, NC, and this percentage has decreased by 23.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 78.9% | -3.0% |
% Black | 2.5% | 13.6% |
% Hispanic | 9.0% | -15.1% |
% Asian | 1.3% | -50.0% |
% Foreign Born | 2.9% | -23.7% |
Mortgage and Risk — Sneads Ferry, NC
According to HUD data as of 2023, there were 550 mortgage originations in Sneads Ferry, NC, of which 58.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Sneads Ferry, NC. Investor activity is low, as 4.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 550 |
% Conventional Loans | 58.0% |
% Government Loans | 42.0% |
% Investor Loans | 4.0% |
% Second Loans | 19.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Sneads Ferry, NC
As of 2024, the percent of homes in Sneads Ferry, NC under the Section 8 program is 0.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Sneads Ferry, NC, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 15 |
Total Units Section 8 | 15 |
% Rentals under Section 8 | 0.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $30 | $1,100 | $1,130 |
| 2 Bedroom | -$200 | $1,600 | $1,400 |
| 3 Bedroom | -$30 | $2,000 | $1,970 |
| 4 Bedroom | $70 | $2,300 | $2,370 |
Affordability — Sneads Ferry, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $400,000 |
| Median Household Income | $86,200 |