Atlantic, NC—28511
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Atlantic, NC
As of Oct '25, the median home price in Atlantic, NC is $229,000, with a year-over-year change of -0.7%. This indicates that home prices in Atlantic, NC are flat. According to Zillow, the 1-year price projection is 2.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $229,000 | -0.7% |
| Single Family | $229,000 | -0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $204,000 | -0.5% |
3 Bed | $243,000 | 0.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Atlantic, NC
Atlantic, NC lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Atlantic, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Atlantic, NC is 203. This is a increase of 798.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $325,000 | 94.0% |
Listing Count | 3 | 200.0% |
| Listings as % of Homes | 0.9% | 200.0% |
Days on Market | 203 | 798.0% |
Demographics — Atlantic, NC
As of the latest ACS Survey released in 2023, Atlantic, NC has a population of 627, which has increased by 10.8% over the past 5 years. Atlantic, NC is a popular place for families, as children make up 27.0% of the population. The area has a poorly educated workforce, with 18.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 627 | 10.8% |
% Under 18 | 27.0% | 206.8% |
% Seniors | 23.0% | -18.7% |
% WFH | 8.7% | 180.6% |
% w/ College Degree | 18.6% | 73.8% |
As of the latest ACS Survey released in 2023, Atlantic, NC is a predominantly white area, with 86.1% of the population identifying as white. The white population has shrunk by 13.9% in the last 5 years. The second most common race or ethnicity in Atlantic, NC is hispanic, making up 13.4% of the population. Foreign-born residents account for 4.8% of the population in Atlantic, NC, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.1% | -13.9% |
% Black | 0.0% | N/A |
% Hispanic | 13.4% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 4.8% | ∞% |
Mortgage and Risk — Atlantic, NC
According to HUD data as of 2023, there were 19 mortgage originations in Atlantic, NC, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Atlantic, NC. Investor activity is low, as 0.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 19 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 0.0% |
% Second Loans | 11.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — Atlantic, NC
Atlantic, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $930 |
| 2 Bedroom | N/A | N/A | $1,220 |
| 3 Bedroom | N/A | N/A | $1,590 |
| 4 Bedroom | N/A | N/A | $2,000 |
Affordability — Atlantic, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $229,000 |
| Median Household Income | $56,300 |