Ayden, NC—28513
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ayden, NC
As of Oct '25, the median home price in Ayden, NC is $223,000, with a year-over-year change of 0.7%. This indicates that home prices in Ayden, NC are flat. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $223,000 | 0.7% |
| Single Family | $223,000 | 1.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $118,000 | -4.1% |
3 Bed | $209,000 | 1.0% |
4 Bed | $300,000 | 1.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ayden, NC
As of July '25, Rentcast reports the average rent in Ayden, NC is $1,220, with a year-over-year rent change of -3.9%. Per bedroom, the median rent as of July '25 in Ayden, NC is 1-bedrooms: $838, 2-bedrooms: $961, 3-bedrooms: $1,730, 4-bedrooms: $1,420. The most common rental property sizes in Ayden, NC are 2-bedroom and 3-bedroom, accounting for 47.7% and 27.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,000 | $1,220 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $675 | $838 |
| 2 Bed Rent | $850 | $961 |
| 3 Bed Rent | $1,600 | $1,730 |
| 4 Bed Rent | $1,420 | $1,420 |
% of Rental Stock
Property Listings — Ayden, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Ayden, NC is 83. This is a decrease of -31.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $336,000 | 3.0% |
Listing Count | 75 | 11.0% |
| Listings as % of Homes | 0.8% | 11.0% |
Days on Market | 83 | -31.0% |
Demographics — Ayden, NC
As of the latest ACS Survey released in 2023, Ayden, NC has a population of 9,750, which has decreased by -5.5% over the past 5 years. Ayden, NC is a moderately popular place for families, as children make up 22.3% of the population. The area has a poorly educated workforce, with 20.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,750 | -5.5% |
% Under 18 | 22.3% | -15.5% |
% Seniors | 25.4% | 41.1% |
% WFH | 9.9% | 200.0% |
% w/ College Degree | 20.8% | 13.7% |
As of the latest ACS Survey released in 2023, Ayden, NC is a predominantly white area, with 56.7% of the population identifying as white. The white population has shrunk by 8.3% in the last 5 years. The second most common race or ethnicity in Ayden, NC is black, making up 28.7% of the population. Foreign-born residents account for 3.6% of the population in Ayden, NC, and this percentage has increased by 12.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 56.7% | -8.3% |
% Black | 28.7% | -0.3% |
% Hispanic | 13.1% | 122.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 3.6% | 12.5% |
Mortgage and Risk — Ayden, NC
According to HUD data as of 2023, there were 136 mortgage originations in Ayden, NC, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Ayden, NC. Investor activity is low, as 0.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 136 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Ayden, NC
As of 2024, the percent of homes in Ayden, NC under the Section 8 program is 11.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Ayden, NC, because HUD payments exceed market rent, while 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 325 |
Total Units Section 8 | 150 |
% Rentals under Section 8 | 11.2% |
% Occupied Section 8 | 66.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $165 | $675 | $840 |
| 2 Bedroom | $190 | $850 | $1,040 |
| 3 Bedroom | -$180 | $1,600 | $1,420 |
| 4 Bedroom | $350 | $1,420 | $1,770 |
Affordability — Ayden, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $223,000 |
| Median Household Income | $54,500 |