Beaufort, NC—28516
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Beaufort, NC
Home Price Trends — Beaufort, NC
As of Oct '25, the median home price in Beaufort, NC is $417,000, with a year-over-year change of 1.5%. This indicates that home prices in Beaufort, NC are increasing. According to Zillow, the 1-year price projection is 3.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $417,000 | 1.5% |
| Single Family | $412,000 | 2.0% |
| Condos | $467,000 | -1.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $292,000 | -0.7% |
3 Bed | $433,000 | 2.4% |
4 Bed | $626,000 | 2.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Beaufort, NC
As of July '25, Rentcast reports the average rent in Beaufort, NC is $2,050, with a year-over-year rent change of -3.3%. Per bedroom, the median rent as of July '25 in Beaufort, NC is 2-bedrooms: $1,740, 3-bedrooms: $2,180, 4-bedrooms: $2,950. The most common rental property sizes in Beaufort, NC are 2-bedroom and 3-bedroom, accounting for 51.8% and 23.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,050 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,800 | $1,740 |
| 3 Bed Rent | $2,200 | $2,180 |
| 4 Bed Rent | $2,950 | $2,950 |
% of Rental Stock
Property Listings — Beaufort, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Beaufort, NC is 85. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $568,000 | -2.0% |
Listing Count | 152 | 20.0% |
| Listings as % of Homes | 0.8% | 20.0% |
Days on Market | 85 | 20.0% |
Demographics — Beaufort, NC
As of the latest ACS Survey released in 2023, Beaufort, NC has a population of 11,100, which has decreased by -1.1% over the past 5 years. Beaufort, NC is a less popular place for families, as children make up 13.6% of the population. The area has a moderately educated workforce, with 27.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,100 | -1.1% |
% Under 18 | 13.6% | -16.6% |
% Seniors | 29.5% | 9.3% |
% WFH | 11.7% | 116.7% |
% w/ College Degree | 27.1% | 5.9% |
As of the latest ACS Survey released in 2023, Beaufort, NC is a predominantly white area, with 81.6% of the population identifying as white. The white population has shrunk by 2.5% in the last 5 years. The second most common race or ethnicity in Beaufort, NC is black, making up 12.0% of the population. Foreign-born residents account for 2.5% of the population in Beaufort, NC, and this percentage has increased by 19.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.6% | -2.5% |
% Black | 12.0% | 0.8% |
% Hispanic | 2.0% | 53.8% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.5% | 19.0% |
Mortgage and Risk — Beaufort, NC
According to HUD data as of 2023, there were 348 mortgage originations in Beaufort, NC, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Beaufort, NC. Investor activity is low, as 6.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 348 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 6.0% |
% Second Loans | 20.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Beaufort, NC
Beaufort, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 306 |
Total Units Section 8 | 200 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 83.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $820 |
| 2 Bedroom | -$720 | $1,800 | $1,080 |
| 3 Bedroom | -$800 | $2,200 | $1,400 |
| 4 Bedroom | -$1,180 | $2,950 | $1,770 |
Affordability — Beaufort, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.1 |
| Median Home Price | $417,000 |
| Median Household Income | $63,300 |