Hubert, NC28539

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$274,000
3.3% YoY Growth
Median Household Income
$61,300
16.1% 5-Year Growth
Days on Market
66
19.0% Longer than last year
Home Price Forecast
3.4%
Median Rent
$1,680
6.2% YoY Growth
1-Bed Rent
$575
N/A
2-Bed Rent
$1,280
4.0% YoY Growth
3-Bed Rent
$1,800
12.7% YoY Growth

Property Listings — Hubert, NC

As of Oct '25, Realtor.com reports that the median days on market for a home in Hubert, NC is 66. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$319,000-4.0%
Listing Count
17326.0%
Listings as % of Homes1.1%26.0%
Days on Market
6619.0%
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Demographics — Hubert, NC

As of the latest ACS Survey released in 2023, Hubert, NC has a population of 17,900, which has increased by 14.6% over the past 5 years. Hubert, NC is a moderately popular place for families, as children make up 24.9% of the population. The area has a poorly educated workforce, with 22.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
17,90014.6%
% Under 18
24.9%-3.1%
% Seniors
11.8%18.0%
% WFH
7.0%204.3%
% w/ College Degree
22.2%29.1%
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As of the latest ACS Survey released in 2023, Hubert, NC is a predominantly white area, with 81.7% of the population identifying as white. The white population has grown by 3.8% in the last 5 years. The second most common race or ethnicity in Hubert, NC is hispanic, making up 6.3% of the population. Foreign-born residents account for 2.9% of the population in Hubert, NC, and this percentage has decreased by 6.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
81.7%3.8%
% Black
6.2%44.2%
% Hispanic
6.3%-33.0%
% Asian
1.1%-42.1%
% Foreign Born
2.9%-6.5%
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Mortgage and Risk — Hubert, NC

According to HUD data as of 2023, there were 551 mortgage originations in Hubert, NC, of which 33.0% of loans were conventional mortgages. The average loan-to-value was 81.0%, with 59.0% above 90% LTV (very high). This implies large mortgage risk in Hubert, NC. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
551
% Conventional Loans
33.0%
% Government Loans
67.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Hubert, NC

As of 2024, the percent of homes in Hubert, NC under the Section 8 program is 0.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Hubert, NC, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
13
Total Units Section 8
13
% Rentals under Section 8
0.6%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$355$575$930
2 Bedroom-$130$1,280$1,150
3 Bedroom-$180$1,800$1,620
4 Bedroom-$400$2,350$1,950

Affordability — Hubert, NC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4
Median Home Price$274,000
Median Household Income$61,300

Hubert, NC — ZIP Code Boundary Map

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Frequently Asked Questions