Hickory, NC28602

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$245,000
1.3% YoY Growth
Median Household Income
$56,000
18.0% 5-Year Growth
Days on Market
55
21.0% Longer than last year
Home Price Forecast
2.0%
Median Rent
$1,420
5.3% YoY Growth
1-Bed Rent
$850
2.4% YoY Growth
2-Bed Rent
$1,100
11.4% YoY Growth
3-Bed Rent
$1,600
3.8% YoY Growth

Other Zip Codes in Hickory, NC

Property Listings — Hickory, NC

As of Oct '25, Realtor.com reports that the median days on market for a home in Hickory, NC is 55. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$328,0009.0%
Listing Count
11711.0%
Listings as % of Homes0.4%11.0%
Days on Market
5521.0%
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Demographics — Hickory, NC

As of the latest ACS Survey released in 2023, Hickory, NC has a population of 29,300, which has remained stable by 0.6% over the past 5 years. Hickory, NC is a moderately popular place for families, as children make up 22.1% of the population. The area has a poorly educated workforce, with 18.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
29,3000.6%
% Under 18
22.1%1.4%
% Seniors
17.6%12.1%
% WFH
7.1%173.1%
% w/ College Degree
18.0%-5.3%
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As of the latest ACS Survey released in 2023, Hickory, NC is a predominantly white area, with 69.6% of the population identifying as white. The white population has shrunk by 3.5% in the last 5 years. The second most common race or ethnicity in Hickory, NC is black, making up 11.6% of the population. Foreign-born residents account for 6.0% of the population in Hickory, NC, and this percentage has decreased by 10.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
69.6%-3.5%
% Black
11.6%-10.8%
% Hispanic
9.7%12.8%
% Asian
5.6%24.4%
% Foreign Born
6.0%-10.4%
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Mortgage and Risk — Hickory, NC

According to HUD data as of 2023, there were 570 mortgage originations in Hickory, NC, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Hickory, NC. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
570
% Conventional Loans
80.0%
% Government Loans
20.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Hickory, NC

As of 2024, the percent of homes in Hickory, NC under the Section 8 program is 17.1%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Hickory, NC, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
670
Total Units Section 8
669
% Rentals under Section 8
17.1%
% Occupied Section 8
79.4%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$40$850$890
2 Bedroom-$10$1,100$1,090
3 Bedroom-$210$1,600$1,390
4 Bedroom-$270$1,900$1,630

Affordability — Hickory, NC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.9
Median Home Price$245,000
Median Household Income$56,000

Hickory, NC — ZIP Code Boundary Map

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Frequently Asked Questions