Hiddenite, NC—28636
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hiddenite, NC
As of Oct '25, the median home price in Hiddenite, NC is $217,000, with a year-over-year change of 2.6%. This indicates that home prices in Hiddenite, NC are increasing. According to Zillow, the 1-year price projection is 2.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $217,000 | 2.6% |
| Single Family | $218,000 | 2.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $279,000 | 2.6% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hiddenite, NC
Hiddenite, NC lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hiddenite, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Hiddenite, NC is 76. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $284,000 | 0.0% |
Listing Count | 11 | 64.0% |
| Listings as % of Homes | 0.2% | 64.0% |
Days on Market | 76 | 17.0% |
Demographics — Hiddenite, NC
As of the latest ACS Survey released in 2023, Hiddenite, NC has a population of 5,130, which has increased by 2.3% over the past 5 years. Hiddenite, NC is a moderately popular place for families, as children make up 20.9% of the population. The area has a poorly educated workforce, with 7.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,130 | 2.3% |
% Under 18 | 20.9% | 1.0% |
% Seniors | 15.9% | -18.5% |
% WFH | 5.3% | 96.3% |
% w/ College Degree | 7.7% | -26.7% |
As of the latest ACS Survey released in 2023, Hiddenite, NC is a predominantly white area, with 79.8% of the population identifying as white. The white population has shrunk by 4.9% in the last 5 years. The second most common race or ethnicity in Hiddenite, NC is hispanic, making up 4.2% of the population. Foreign-born residents account for 1.6% of the population in Hiddenite, NC, and this percentage has decreased by 81.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 79.8% | -4.9% |
% Black | 3.1% | 72.2% |
% Hispanic | 4.2% | -69.6% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.6% | -81.2% |
Mortgage and Risk — Hiddenite, NC
According to HUD data as of 2023, there were 131 mortgage originations in Hiddenite, NC, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Hiddenite, NC. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 131 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 1.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Hiddenite, NC
Hiddenite, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | 1.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $970 |
| 2 Bedroom | N/A | N/A | $1,090 |
| 3 Bedroom | N/A | N/A | $1,490 |
| 4 Bedroom | N/A | N/A | $1,850 |
Affordability — Hiddenite, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $217,000 |
| Median Household Income | $67,900 |