Jonesville, NC—28642
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Jonesville, NC
As of Oct '25, the median home price in Jonesville, NC is $181,000, with a year-over-year change of -4.2%. This indicates that home prices in Jonesville, NC are decreasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $181,000 | -4.2% |
| Single Family | $181,000 | -4.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $151,000 | -4.4% |
3 Bed | $198,000 | -3.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Jonesville, NC
Jonesville, NC lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,250 | $1,250 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,250 | $1,250 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Jonesville, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Jonesville, NC is 33. This is a decrease of -10.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $232,000 | -6.0% |
Listing Count | 23 | 20.0% |
| Listings as % of Homes | 0.5% | 20.0% |
Days on Market | 33 | -10.0% |
Demographics — Jonesville, NC
As of the latest ACS Survey released in 2023, Jonesville, NC has a population of 5,590, which has decreased by -5.1% over the past 5 years. Jonesville, NC is a moderately popular place for families, as children make up 21.0% of the population. The area has a poorly educated workforce, with 13.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,590 | -5.1% |
% Under 18 | 21.0% | -8.3% |
% Seniors | 22.6% | 44.9% |
% WFH | 2.8% | 86.7% |
% w/ College Degree | 13.2% | 16.8% |
As of the latest ACS Survey released in 2023, Jonesville, NC is a predominantly white area, with 79.5% of the population identifying as white. The white population has shrunk by 5.0% in the last 5 years. The second most common race or ethnicity in Jonesville, NC is hispanic, making up 8.8% of the population. Foreign-born residents account for 2.8% of the population in Jonesville, NC, and this percentage has increased by 3.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 79.5% | -5.0% |
% Black | 8.7% | 22.5% |
% Hispanic | 8.8% | 27.5% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.8% | 3.7% |
Mortgage and Risk — Jonesville, NC
According to HUD data as of 2023, there were 90 mortgage originations in Jonesville, NC, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Jonesville, NC. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 90 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 0.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Jonesville, NC
Jonesville, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 125 |
Total Units Section 8 | 125 |
% Rentals under Section 8 | 15.5% |
% Occupied Section 8 | 84.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $850 |
| 2 Bedroom | N/A | N/A | $1,000 |
| 3 Bedroom | $60 | $1,250 | $1,310 |
| 4 Bedroom | N/A | N/A | $1,510 |
Affordability — Jonesville, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $181,000 |
| Median Household Income | $45,800 |