Roaring River, NC—28669
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Roaring River, NC
As of Oct '25, the median home price in Roaring River, NC is $196,000, with a year-over-year change of 4.4%. This indicates that home prices in Roaring River, NC are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $196,000 | 4.4% |
| Single Family | $196,000 | 5.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Roaring River, NC
Roaring River, NC lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Roaring River, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Roaring River, NC is 100. This is a decrease of -16.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $535,000 | 57.0% |
Listing Count | 3 | 17.0% |
| Listings as % of Homes | 0.2% | 17.0% |
Days on Market | 100 | -16.0% |
Demographics — Roaring River, NC
As of the latest ACS Survey released in 2023, Roaring River, NC has a population of 2,830, which has increased by 6.2% over the past 5 years. Roaring River, NC is a moderately popular place for families, as children make up 17.8% of the population. The area has a poorly educated workforce, with 11.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,830 | 6.2% |
% Under 18 | 17.8% | 79.8% |
% Seniors | 18.5% | 14.2% |
% WFH | 11.3% | 34.5% |
% w/ College Degree | 11.1% | -4.3% |
As of the latest ACS Survey released in 2023, Roaring River, NC is a predominantly white area, with 75.5% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Roaring River, NC is black, making up 12.8% of the population. Foreign-born residents account for 6.3% of the population in Roaring River, NC, and this percentage has increased by 34.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 75.5% | -2.1% |
% Black | 12.8% | -15.2% |
% Hispanic | 11.4% | 533.3% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 6.3% | 34.0% |
Mortgage and Risk — Roaring River, NC
According to HUD data as of 2023, there were 37 mortgage originations in Roaring River, NC, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Roaring River, NC. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 37 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 0.0% |
% Second Loans | 8.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Roaring River, NC
Roaring River, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $820 |
| 2 Bedroom | N/A | N/A | $950 |
| 3 Bedroom | N/A | N/A | $1,270 |
| 4 Bedroom | N/A | N/A | $1,420 |
Affordability — Roaring River, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $196,000 |
| Median Household Income | $51,800 |