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Stony Point, NC—28678

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$275,000
4.3% YoY Growth
Household Income
$70,900
47.5% YoY Growth
Days on Market
29
59.0% Shorter YoY
Home Price Forecast
0.5%
Median Rent
$1,080
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,080
N/A
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Stony Point, NC

As of May '26, the median home price in Stony Point, NC is $275,000, with a year-over-year change of 4.3%. This indicates that home prices in Stony Point, NC are increasing. According to Zillow, the 1-year price projection is 0.5%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$275,0004.3%
Single Family $275,0004.2%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$205,0001.5%
    3 Bed
    		$307,0003.7%
    4 Bed
    		$424,0004.4%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    0.6%
    1 Bedroom
    6.0%
    2 Bedrooms
    23.3%
    3 Bedrooms
    56.9%
    4 Bedrooms
    10.8%
    5+ Bedrooms
    2.4%

    Rental Trends — Stony Point, NC

    Stony Point, NC lacks sufficient rental market data for analysis.

    TypeMedian RentAverage Rent
    Average Rent$1,080$1,080
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent $1,080$1,080
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    Studio
    8.5%
    2 Bedrooms
    52.3%
    3 Bedrooms
    39.2%

    Property Listings — Stony Point, NC

    As of May '26, Realtor.com reports that the median days on market for a home in Stony Point, NC is 29. This is a decrease of -59.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 47.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$300,000-6.0%
    Listing Count
    		17-31.0%
    Listings as % of Homes0.1%-31.0%
    Days on Market
    		29-59.0%
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    Demographics — Stony Point, NC

    As of the latest ACS Survey released in 2023, Stony Point, NC has a population of 4,700, which has decreased by -28.5% over the past 5 years. Stony Point, NC is a popular place for families, as children make up 25.1% of the population. The area has a poorly educated workforce, with 14.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.3% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		4,700-28.5%
    % Under 18
    		25.1%20.1%
    % Seniors
    		22.8%55.1%
    % WFH
    		5.3%-10.2%
    % w/ College Degree
    		14.6%-17.5%
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    As of the latest ACS Survey released in 2023, Stony Point, NC is a predominantly white area, with 79.5% of the population identifying as white. The white population has shrunk by 6.2% in the last 5 years. The second most common race or ethnicity in Stony Point, NC is hispanic, making up 13.6% of the population. Foreign-born residents account for 5.3% of the population in Stony Point, NC, and this percentage has decreased by 8.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		79.5%-6.2%
    % Black
    		4.6%155.6%
    % Hispanic
    		13.6%34.7%
    % Asian
    		0.4%∞%
    % Foreign Born
    		5.3%-8.6%
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    Mortgage and Risk — Stony Point, NC

    According to HUD data as of 2023, there were 75 mortgage originations in Stony Point, NC, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Stony Point, NC. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		75
    % Conventional Loans
    		67.0%
    % Government Loans
    		33.0%
    % Investor Loans
    		1.0%
    % Second Loans
    		3.0%
    % Cash Out Refinance
    		11.0%
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    Rentals and Section 8 — Stony Point, NC

    Stony Point, NC lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		8
    Total Units Section 8
    		8
    % Rentals under Section 8
    		5.2%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$1,130
    2 Bedroom$230$1,080$1,310
    3 BedroomN/AN/A$1,740
    4 BedroomN/AN/A$2,090

    Affordability — Stony Point, NC

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.4
    Median Home Price$275,000
    Median Household Income$70,900

    Stony Point, NC — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Hiddenite, NC

    28636

    Claremont, NC

    28610

    Catawba, NC

    28609

    Statesville, NC

    28677

    Conover, NC

    28613

    Frequently Asked Questions