Taylorsville, NC—28681
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Taylorsville, NC
As of Oct '25, the median home price in Taylorsville, NC is $250,000, with a year-over-year change of 3.7%. This indicates that home prices in Taylorsville, NC are increasing. According to Zillow, the 1-year price projection is 2.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $250,000 | 3.7% |
| Single Family | $250,000 | 4.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $229,000 | 4.1% |
3 Bed | $305,000 | 4.8% |
4 Bed | $426,000 | 5.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Taylorsville, NC
As of July '25, Rentcast reports the average rent in Taylorsville, NC is $1,690, with a year-over-year rent change of 19.9%. Per bedroom, the median rent as of July '25 in Taylorsville, NC is 2-bedrooms: $1,500, 3-bedrooms: $2,020. The most common rental property sizes in Taylorsville, NC are 2-bedroom and 3-bedroom, accounting for 50.8% and 40.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,650 | $1,690 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,650 | $1,500 |
| 3 Bed Rent | $2,100 | $2,020 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Taylorsville, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Taylorsville, NC is 61. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $350,000 | -7.0% |
Listing Count | 75 | 30.0% |
| Listings as % of Homes | 0.4% | 30.0% |
Days on Market | 61 | 7.0% |
Demographics — Taylorsville, NC
As of the latest ACS Survey released in 2023, Taylorsville, NC has a population of 26,100, which has increased by 1.9% over the past 5 years. Taylorsville, NC is a moderately popular place for families, as children make up 18.6% of the population. The area has a poorly educated workforce, with 15.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 26,100 | 1.9% |
% Under 18 | 18.6% | -5.1% |
% Seniors | 20.4% | 2.0% |
% WFH | 4.9% | 58.1% |
% w/ College Degree | 15.2% | 15.2% |
As of the latest ACS Survey released in 2023, Taylorsville, NC is a predominantly white area, with 87.7% of the population identifying as white. The white population has grown by 0.1% in the last 5 years. The second most common race or ethnicity in Taylorsville, NC is black, making up 4.8% of the population. Foreign-born residents account for 2.1% of the population in Taylorsville, NC, and this percentage has increased by 5.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.7% | 0.1% |
% Black | 4.8% | -35.1% |
% Hispanic | 4.7% | 161.1% |
% Asian | 0.7% | -46.2% |
% Foreign Born | 2.1% | 5.0% |
Mortgage and Risk — Taylorsville, NC
According to HUD data as of 2023, there were 443 mortgage originations in Taylorsville, NC, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Taylorsville, NC. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 443 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Taylorsville, NC
Taylorsville, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 74 |
Total Units Section 8 | 74 |
% Rentals under Section 8 | 3.8% |
% Occupied Section 8 | 82.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $790 |
| 2 Bedroom | -$680 | $1,650 | $970 |
| 3 Bedroom | -$860 | $2,100 | $1,240 |
| 4 Bedroom | N/A | N/A | $1,450 |
Affordability — Taylorsville, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $250,000 |
| Median Household Income | $61,300 |