Bryson City, NC—28713
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bryson City, NC
As of Oct '25, the median home price in Bryson City, NC is $315,000, with a year-over-year change of -1.6%. This indicates that home prices in Bryson City, NC are decreasing. According to Zillow, the 1-year price projection is 2.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $315,000 | -1.6% |
| Single Family | $315,000 | -1.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $214,000 | -4.5% |
2 Bed | $278,000 | -2.5% |
3 Bed | $335,000 | -2.0% |
4 Bed | $427,000 | -1.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Bryson City, NC
As of July '25, Rentcast reports the average rent in Bryson City, NC is $1,360, with a year-over-year rent change of 19.3%. Per bedroom, the median rent as of July '25 in Bryson City, NC is 1-bedrooms: $1,350, 2-bedrooms: $1,380, 3-bedrooms: $1,310. The most common rental property sizes in Bryson City, NC are 2-bedroom and 3-bedroom, accounting for 50.1% and 29.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,310 | $1,360 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,350 | $1,350 |
| 2 Bed Rent | $1,250 | $1,380 |
| 3 Bed Rent | $1,310 | $1,310 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Bryson City, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Bryson City, NC is 95. This is a increase of 22.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $457,000 | 6.0% |
Listing Count | 115 | 32.0% |
| Listings as % of Homes | 0.9% | 32.0% |
Days on Market | 95 | 22.0% |
Demographics — Bryson City, NC
As of the latest ACS Survey released in 2023, Bryson City, NC has a population of 8,440, which has decreased by -3.0% over the past 5 years. Bryson City, NC is a moderately popular place for families, as children make up 18.7% of the population. The area has a moderately educated workforce, with 25.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,440 | -3.0% |
% Under 18 | 18.7% | -5.6% |
% Seniors | 22.6% | 1.8% |
% WFH | 4.4% | 4.8% |
% w/ College Degree | 25.1% | 58.9% |
As of the latest ACS Survey released in 2023, Bryson City, NC is a predominantly white area, with 81.4% of the population identifying as white. The white population has shrunk by 6.1% in the last 5 years. The second most common race or ethnicity in Bryson City, NC is hispanic, making up 4.5% of the population. Foreign-born residents account for 0.7% of the population in Bryson City, NC, and this percentage has decreased by 73.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.4% | -6.1% |
% Black | 1.1% | ∞% |
% Hispanic | 4.5% | 7.1% |
% Asian | 0.4% | 33.3% |
% Foreign Born | 0.7% | -73.1% |
Mortgage and Risk — Bryson City, NC
According to HUD data as of 2023, there were 237 mortgage originations in Bryson City, NC, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Bryson City, NC. Investor activity is low, as 5.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 237 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 5.0% |
% Second Loans | 23.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Bryson City, NC
Bryson City, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 84 |
Total Units Section 8 | 84 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 76.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$580 | $1,350 | $770 |
| 2 Bedroom | -$320 | $1,250 | $930 |
| 3 Bedroom | -$10 | $1,310 | $1,300 |
| 4 Bedroom | N/A | N/A | $1,400 |
Affordability — Bryson City, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.9 |
| Median Home Price | $315,000 |
| Median Household Income | $56,400 |