Cashiers, NC—28717
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cashiers, NC
As of Oct '25, the median home price in Cashiers, NC is $1,463,000, with a year-over-year change of 4.1%. This indicates that home prices in Cashiers, NC are increasing. According to Zillow, the 1-year price projection is 3.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,463,000 | 4.1% |
| Single Family | $1,505,000 | 3.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $601,000 | 2.4% |
3 Bed | $1,167,000 | 2.8% |
4 Bed | $2,449,000 | 5.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cashiers, NC
Cashiers, NC lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cashiers, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Cashiers, NC is 91. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 10.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $2,620,000 | 55.0% |
Listing Count | 99 | 9.0% |
| Listings as % of Homes | 2.0% | 9.0% |
Days on Market | 91 | 7.0% |
Demographics — Cashiers, NC
As of the latest ACS Survey released in 2023, Cashiers, NC has a population of 1,510, which has decreased by -7.9% over the past 5 years. Cashiers, NC is a less popular place for families, as children make up 13.2% of the population. The area has a moderately educated workforce, with 39.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,510 | -7.9% |
% Under 18 | 13.2% | -48.2% |
% Seniors | 34.9% | 25.5% |
% WFH | 2.1% | -4.5% |
% w/ College Degree | 39.1% | 10.8% |
As of the latest ACS Survey released in 2023, Cashiers, NC is a predominantly white area, with 82.9% of the population identifying as white. The white population has shrunk by 12.7% in the last 5 years. The second most common race or ethnicity in Cashiers, NC is hispanic, making up 10.2% of the population. Foreign-born residents account for 3.2% of the population in Cashiers, NC, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.9% | -12.7% |
% Black | 0.0% | N/A |
% Hispanic | 10.2% | 131.8% |
% Asian | 0.0% | N/A |
% Foreign Born | 3.2% | -33.3% |
Mortgage and Risk — Cashiers, NC
According to HUD data as of 2023, there were 127 mortgage originations in Cashiers, NC, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 1.0% above 90% LTV (normal). This implies small mortgage risk in Cashiers, NC. Investor activity is low, as 4.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 127 |
% Conventional Loans | 97.0% |
% Government Loans | 3.0% |
% Investor Loans | 4.0% |
% Second Loans | 52.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Cashiers, NC
Cashiers, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,090 |
| 2 Bedroom | N/A | N/A | $1,270 |
| 3 Bedroom | N/A | N/A | $1,600 |
| 4 Bedroom | N/A | N/A | $1,760 |
Affordability — Cashiers, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 17.6 |
| Median Home Price | $1,463,000 |
| Median Household Income | $73,100 |