Clyde, NC—28721
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Clyde, NC
As of Oct '25, the median home price in Clyde, NC is $334,000, with a year-over-year change of -0.3%. This indicates that home prices in Clyde, NC are flat. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $334,000 | -0.3% |
| Single Family | $334,000 | -1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $294,000 | -1.3% |
3 Bed | $360,000 | 0.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Clyde, NC
As of July '25, Rentcast reports the average rent in Clyde, NC is $2,220, with a year-over-year rent change of 23.3%. Per bedroom, the median rent as of July '25 in Clyde, NC is 2-bedrooms: $1,570, 4-bedrooms: $3,500. The most common rental property sizes in Clyde, NC are 2-bedroom and 3-bedroom, accounting for 58.4% and 28.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,800 | $2,220 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,400 | $1,570 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $3,500 | $3,500 |
% of Rental Stock
Property Listings — Clyde, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Clyde, NC is 89. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $426,000 | -16.0% |
Listing Count | 89 | 79.0% |
| Listings as % of Homes | 0.8% | 79.0% |
Days on Market | 89 | 14.0% |
Demographics — Clyde, NC
As of the latest ACS Survey released in 2023, Clyde, NC has a population of 10,600, which has increased by 4.0% over the past 5 years. Clyde, NC is a moderately popular place for families, as children make up 19.5% of the population. The area has a moderately educated workforce, with 26.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,600 | 4.0% |
% Under 18 | 19.5% | -9.3% |
% Seniors | 21.5% | 8.6% |
% WFH | 3.7% | -9.8% |
% w/ College Degree | 26.9% | 20.6% |
As of the latest ACS Survey released in 2023, Clyde, NC is a predominantly white area, with 88.9% of the population identifying as white. The white population has shrunk by 5.1% in the last 5 years. The second most common race or ethnicity in Clyde, NC is hispanic, making up 7.9% of the population. Foreign-born residents account for 2.2% of the population in Clyde, NC, and this percentage has decreased by 38.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.9% | -5.1% |
% Black | 0.8% | 14.3% |
% Hispanic | 7.9% | 102.6% |
% Asian | 0.2% | -80.0% |
% Foreign Born | 2.2% | -38.9% |
Mortgage and Risk — Clyde, NC
According to HUD data as of 2023, there were 209 mortgage originations in Clyde, NC, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Clyde, NC. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 209 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 2.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Clyde, NC
Clyde, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 168 |
Total Units Section 8 | 168 |
% Rentals under Section 8 | 15.0% |
% Occupied Section 8 | 75.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,350 |
| 2 Bedroom | $120 | $1,400 | $1,520 |
| 3 Bedroom | N/A | N/A | $1,950 |
| 4 Bedroom | -$930 | $3,500 | $2,570 |
Affordability — Clyde, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $334,000 |
| Median Household Income | $67,300 |