Maggie Valley, NC—28751
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Maggie Valley, NC
As of Oct '25, the median home price in Maggie Valley, NC is $392,000, with a year-over-year change of -0.1%. This indicates that home prices in Maggie Valley, NC are flat. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $392,000 | -0.1% |
| Single Family | $394,000 | -1.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $350,000 | 0.0% |
3 Bed | $471,000 | -0.2% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Maggie Valley, NC
As of July '25, Rentcast reports the average rent in Maggie Valley, NC is $1,960, with a year-over-year rent change of 8.3%. Per bedroom, the median rent as of July '25 in Maggie Valley, NC is 1-bedrooms: $899, 2-bedrooms: $1,880, 3-bedrooms: $2,880, 4-bedrooms: $2,500. The most common rental property sizes in Maggie Valley, NC are 2-bedroom and 3-bedroom, accounting for 48.2% and 46.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,150 | $1,960 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $899 | $899 |
| 2 Bed Rent | $2,200 | $1,880 |
| 3 Bed Rent | $2,150 | $2,880 |
| 4 Bed Rent | $2,500 | $2,500 |
% of Rental Stock
Property Listings — Maggie Valley, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Maggie Valley, NC is 105. This is a increase of 69.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $450,000 | -13.0% |
Listing Count | 151 | 57.0% |
| Listings as % of Homes | 1.1% | 57.0% |
Days on Market | 105 | 69.0% |
Demographics — Maggie Valley, NC
As of the latest ACS Survey released in 2023, Maggie Valley, NC has a population of 4,370, which has increased by 29.0% over the past 5 years. Maggie Valley, NC is a moderately popular place for families, as children make up 15.5% of the population. The area has a moderately educated workforce, with 31.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,370 | 29.0% |
% Under 18 | 15.5% | 96.2% |
% Seniors | 36.2% | -18.3% |
% WFH | 11.8% | 76.1% |
% w/ College Degree | 31.6% | 1.6% |
As of the latest ACS Survey released in 2023, Maggie Valley, NC is a predominantly white area, with 91.2% of the population identifying as white. The white population has shrunk by 2.0% in the last 5 years. The second most common race or ethnicity in Maggie Valley, NC is hispanic, making up 4.8% of the population. Foreign-born residents account for 2.8% of the population in Maggie Valley, NC, and this percentage has decreased by 26.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.2% | -2.0% |
% Black | 0.0% | -100.0% |
% Hispanic | 4.8% | 17.1% |
% Asian | 0.9% | 200.0% |
% Foreign Born | 2.8% | -26.3% |
Mortgage and Risk — Maggie Valley, NC
According to HUD data as of 2023, there were 161 mortgage originations in Maggie Valley, NC, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Maggie Valley, NC. Investor activity is low, as 9.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 161 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 9.0% |
% Second Loans | 28.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Maggie Valley, NC
As of 2024, the percent of homes in Maggie Valley, NC under the Section 8 program is 7.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Maggie Valley, NC, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 18 |
Total Units Section 8 | 18 |
% Rentals under Section 8 | 7.0% |
% Occupied Section 8 | 75.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $241 | $899 | $1,140 |
| 2 Bedroom | -$940 | $2,200 | $1,260 |
| 3 Bedroom | -$630 | $2,150 | $1,520 |
| 4 Bedroom | -$710 | $2,500 | $1,790 |
Affordability — Maggie Valley, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.4 |
| Median Home Price | $392,000 |
| Median Household Income | $66,400 |