Asheville, NC28804

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$603,000
1.7% YoY Growth
Median Household Income
$79,700
33.2% 5-Year Growth
Days on Market
68
0.0% Longer than last year
Home Price Forecast
0.8%
Median Rent
$1,790
9.3% YoY Growth
1-Bed Rent
$1,250
7.4% YoY Growth
2-Bed Rent
$1,750
0.6% YoY Growth
3-Bed Rent
$2,200
4.6% YoY Growth

Other Zip Codes in Asheville, NC

Property Listings — Asheville, NC

As of Oct '25, Realtor.com reports that the median days on market for a home in Asheville, NC is 68. This is a decrease of 0.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$799,000-12.0%
Listing Count
23859.0%
Listings as % of Homes0.5%59.0%
Days on Market
680.0%
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Demographics — Asheville, NC

As of the latest ACS Survey released in 2023, Asheville, NC has a population of 25,100, which has increased by 13.3% over the past 5 years. Asheville, NC is a less popular place for families, as children make up 14.6% of the population. The area has a highly educated workforce, with 59.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
25,10013.3%
% Under 18
14.6%-12.6%
% Seniors
24.0%9.6%
% WFH
22.5%51.0%
% w/ College Degree
59.6%11.0%
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As of the latest ACS Survey released in 2023, Asheville, NC is a predominantly white area, with 81.7% of the population identifying as white. The white population has shrunk by 6.5% in the last 5 years. The second most common race or ethnicity in Asheville, NC is hispanic, making up 8.1% of the population. Foreign-born residents account for 7.2% of the population in Asheville, NC, and this percentage has increased by 24.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
81.7%-6.5%
% Black
3.9%116.7%
% Hispanic
8.1%8.0%
% Asian
2.0%100.0%
% Foreign Born
7.2%24.1%
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Mortgage and Risk — Asheville, NC

According to HUD data as of 2023, there were 384 mortgage originations in Asheville, NC, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Asheville, NC. Investor activity is low, as 2.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
384
% Conventional Loans
96.0%
% Government Loans
4.0%
% Investor Loans
2.0%
% Second Loans
8.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Asheville, NC

As of 2024, the percent of homes in Asheville, NC under the Section 8 program is 2.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Asheville, NC, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
126
Total Units Section 8
126
% Rentals under Section 8
2.5%
% Occupied Section 8
84.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$440$1,250$1,690
2 Bedroom$120$1,750$1,870
3 Bedroom$200$2,200$2,400
4 Bedroom-$40$3,200$3,160

Affordability — Asheville, NC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.2
Median Home Price$603,000
Median Household Income$79,700

Asheville, NC — ZIP Code Boundary Map

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Frequently Asked Questions