Camden, SC29020

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$233,000
0.1% YoY Growth
Median Household Income
$59,400
44.1% 5-Year Growth
Days on Market
55
23.0% Shorter than last year
Home Price Forecast
1.4%
Median Rent
$2,180
45.8% YoY Growth
1-Bed Rent
$1,200
N/A
2-Bed Rent
$1,400
184.6% YoY Growth
3-Bed Rent
$1,800
28.3% YoY Growth

Property Listings — Camden, SC

As of Oct '25, Realtor.com reports that the median days on market for a home in Camden, SC is 55. This is a decrease of -23.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$322,000-4.0%
Listing Count
155-13.0%
Listings as % of Homes0.7%-13.0%
Days on Market
55-23.0%
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Demographics — Camden, SC

As of the latest ACS Survey released in 2023, Camden, SC has a population of 22,900, which has increased by 6.8% over the past 5 years. Camden, SC is a moderately popular place for families, as children make up 21.5% of the population. The area has a moderately educated workforce, with 28.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
22,9006.8%
% Under 18
21.5%9.1%
% Seniors
23.9%2.6%
% WFH
5.4%25.6%
% w/ College Degree
28.0%21.2%
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As of the latest ACS Survey released in 2023, Camden, SC is a predominantly white area, with 62.5% of the population identifying as white. The white population has grown by 6.1% in the last 5 years. The second most common race or ethnicity in Camden, SC is black, making up 27.8% of the population. Foreign-born residents account for 3.7% of the population in Camden, SC, and this percentage has increased by 146.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
62.5%6.1%
% Black
27.8%-19.7%
% Hispanic
6.0%62.2%
% Asian
0.5%∞%
% Foreign Born
3.7%146.7%
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Mortgage and Risk — Camden, SC

According to HUD data as of 2023, there were 594 mortgage originations in Camden, SC, of which 56.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in Camden, SC. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
594
% Conventional Loans
56.0%
% Government Loans
44.0%
% Investor Loans
1.0%
% Second Loans
2.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Camden, SC

As of 2024, the percent of homes in Camden, SC under the Section 8 program is 12.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Camden, SC, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
302
Total Units Section 8
282
% Rentals under Section 8
12.8%
% Occupied Section 8
87.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$450$1,200$750
2 Bedroom-$470$1,400$930
3 Bedroom-$670$1,800$1,130
4 Bedroom-$900$2,180$1,280

Affordability — Camden, SC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.7
Median Home Price$233,000
Median Household Income$59,400

Camden, SC — ZIP Code Boundary Map

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Frequently Asked Questions