Chapin, SC—29036
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Chapin, SC
As of Oct '25, the median home price in Chapin, SC is $433,000, with a year-over-year change of 1.2%. This indicates that home prices in Chapin, SC are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $433,000 | 1.3% |
| Single Family | $434,000 | 1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $342,000 | 4.6% |
2 Bed | $360,000 | 2.0% |
3 Bed | $386,000 | 1.6% |
4 Bed | $470,000 | 1.7% |
| 5 Bed | $565,000 | 2.7% |
% of Housing Stock
Rental Trends — Chapin, SC
As of July '25, Rentcast reports the average rent in Chapin, SC is $2,360, with a year-over-year rent change of 5.4%. Per bedroom, the median rent as of July '25 in Chapin, SC is 2-bedrooms: $1,970, 3-bedrooms: $2,240, 4-bedrooms: $2,470. The most common rental property sizes in Chapin, SC are 3-bedroom and 2-bedroom, accounting for 42.4% and 30.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,350 | $2,360 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,780 | $1,970 |
| 3 Bed Rent | $2,100 | $2,240 |
| 4 Bed Rent | $2,450 | $2,470 |
% of Rental Stock
Property Listings — Chapin, SC
As of Oct '25, Realtor.com reports that the median days on market for a home in Chapin, SC is 69. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $480,000 | -3.0% |
Listing Count | 267 | 7.0% |
| Listings as % of Homes | 0.9% | 7.0% |
Days on Market | 69 | 6.0% |
Demographics — Chapin, SC
As of the latest ACS Survey released in 2023, Chapin, SC has a population of 26,700, which has increased by 22.8% over the past 5 years. Chapin, SC is a moderately popular place for families, as children make up 23.3% of the population. The area has a highly educated workforce, with 48.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 26,700 | 22.8% |
% Under 18 | 23.3% | 5.0% |
% Seniors | 20.5% | 1.0% |
% WFH | 15.8% | 129.0% |
% w/ College Degree | 48.7% | 6.8% |
As of the latest ACS Survey released in 2023, Chapin, SC is a predominantly white area, with 86.4% of the population identifying as white. The white population has shrunk by 5.2% in the last 5 years. The second most common race or ethnicity in Chapin, SC is asian, making up 4.7% of the population. Foreign-born residents account for 6.2% of the population in Chapin, SC, and this percentage has increased by 148.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.4% | -5.2% |
% Black | 3.4% | -2.9% |
% Hispanic | 2.8% | -28.2% |
% Asian | 4.7% | 370.0% |
% Foreign Born | 6.2% | 148.0% |
Mortgage and Risk — Chapin, SC
According to HUD data as of 2023, there were 755 mortgage originations in Chapin, SC, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Chapin, SC. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 755 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Chapin, SC
Chapin, SC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 0.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,620 |
| 2 Bedroom | $20 | $1,780 | $1,800 |
| 3 Bedroom | $190 | $2,100 | $2,290 |
| 4 Bedroom | $300 | $2,450 | $2,750 |
Affordability — Chapin, SC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $433,000 |
| Median Household Income | $116,000 |