Irmo, SC29063

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$273,000
1.3% YoY Growth
Median Household Income
$92,100
16.7% 5-Year Growth
Days on Market
47
19.0% Longer than last year
Home Price Forecast
1.4%
Median Rent
$1,800
6.0% YoY Growth
1-Bed Rent
$1,380
N/A
2-Bed Rent
$1,600
10.0% YoY Growth
3-Bed Rent
$1,780
7.1% YoY Growth

Property Listings — Irmo, SC

As of Oct '25, Realtor.com reports that the median days on market for a home in Irmo, SC is 47. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$321,0000.0%
Listing Count
16922.0%
Listings as % of Homes0.3%22.0%
Days on Market
4719.0%
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Demographics — Irmo, SC

As of the latest ACS Survey released in 2023, Irmo, SC has a population of 38,500, which has decreased by -1.6% over the past 5 years. Irmo, SC is a moderately popular place for families, as children make up 24.4% of the population. The area has a highly educated workforce, with 46.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
38,500-1.6%
% Under 18
24.4%-7.9%
% Seniors
13.5%18.4%
% WFH
12.8%132.7%
% w/ College Degree
46.3%7.9%
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As of the latest ACS Survey released in 2023, Irmo, SC is a predominantly white area, with 64.9% of the population identifying as white. The white population has shrunk by 2.7% in the last 5 years. The second most common race or ethnicity in Irmo, SC is black, making up 25.9% of the population. Foreign-born residents account for 4.2% of the population in Irmo, SC, and this percentage has increased by 44.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
64.9%-2.7%
% Black
25.9%-1.1%
% Hispanic
2.8%16.7%
% Asian
2.4%71.4%
% Foreign Born
4.2%44.8%
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Mortgage and Risk — Irmo, SC

According to HUD data as of 2023, there were 1043 mortgage originations in Irmo, SC, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Irmo, SC. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,043
% Conventional Loans
74.0%
% Government Loans
26.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Irmo, SC

As of 2024, the percent of homes in Irmo, SC under the Section 8 program is 4.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Irmo, SC, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
150
Total Units Section 8
144
% Rentals under Section 8
4.9%
% Occupied Section 8
90.2%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$180$1,380$1,560
2 Bedroom$130$1,600$1,730
3 Bedroom$430$1,780$2,210
4 Bedroom$230$2,420$2,650

Affordability — Irmo, SC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$273,000
Median Household Income$92,100

Irmo, SC — ZIP Code Boundary Map

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Frequently Asked Questions