Winnsboro, SC—29180
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Winnsboro, SC
As of Oct '25, the median home price in Winnsboro, SC is $146,000, with a year-over-year change of -4.2%. This indicates that home prices in Winnsboro, SC are decreasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $146,000 | -4.2% |
| Single Family | $146,000 | -3.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $121,000 | -2.4% |
3 Bed | $195,000 | 1.6% |
4 Bed | $296,000 | 6.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Winnsboro, SC
As of July '25, Rentcast reports the average rent in Winnsboro, SC is $1,150, with a year-over-year rent change of 37.2%. Per bedroom, the median rent as of July '25 in Winnsboro, SC is 2-bedrooms: $900, 3-bedrooms: $1,200, 4-bedrooms: $1,850. The most common rental property sizes in Winnsboro, SC are 2-bedroom and 3-bedroom, accounting for 37.5% and 26.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $950 | $1,150 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $950 | $900 |
| 3 Bed Rent | $1,200 | $1,200 |
| 4 Bed Rent | $1,850 | $1,850 |
% of Rental Stock
Property Listings — Winnsboro, SC
As of Oct '25, Realtor.com reports that the median days on market for a home in Winnsboro, SC is 70. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $329,000 | -5.0% |
Listing Count | 50 | 45.0% |
| Listings as % of Homes | 0.3% | 45.0% |
Days on Market | 70 | 15.0% |
Demographics — Winnsboro, SC
As of the latest ACS Survey released in 2023, Winnsboro, SC has a population of 11,900, which has decreased by -16.6% over the past 5 years. Winnsboro, SC is a moderately popular place for families, as children make up 23.1% of the population. The area has a poorly educated workforce, with 15.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,900 | -16.6% |
% Under 18 | 23.1% | 17.9% |
% Seniors | 19.0% | -1.6% |
% WFH | 5.4% | 42.1% |
% w/ College Degree | 15.5% | -13.9% |
As of the latest ACS Survey released in 2023, Winnsboro, SC is a predominantly black area, with 56.3% of the population identifying as black. The black population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Winnsboro, SC is white, making up 37.7% of the population. Foreign-born residents account for 1.3% of the population in Winnsboro, SC, and this percentage has increased by 30.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 37.7% | 3.6% |
% Black | 56.3% | -2.3% |
% Hispanic | 1.9% | -32.1% |
% Asian | 0.5% | ∞% |
% Foreign Born | 1.3% | 30.0% |
Mortgage and Risk — Winnsboro, SC
According to HUD data as of 2023, there were 141 mortgage originations in Winnsboro, SC, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Winnsboro, SC. Investor activity is low, as 1.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 141 |
% Conventional Loans | 63.0% |
% Government Loans | 37.0% |
% Investor Loans | 1.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Winnsboro, SC
Winnsboro, SC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 239 |
Total Units Section 8 | 238 |
% Rentals under Section 8 | 16.5% |
% Occupied Section 8 | 87.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,000 |
| 2 Bedroom | $180 | $950 | $1,130 |
| 3 Bedroom | $240 | $1,200 | $1,440 |
| 4 Bedroom | -$120 | $1,850 | $1,730 |
Affordability — Winnsboro, SC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $146,000 |
| Median Household Income | $41,600 |