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Columbia, SC—29212

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$276,000
1.0% YoY Growth
Household Income
$74,700
8.0% YoY Growth
Days on Market
65
2.0% Longer YoY
Home Price Forecast
2.0%
Median Rent
$1,580
6.4% YoY Growth
1-Bed Rent
$1,100
9.7% YoY Growth
2-Bed Rent
$1,280
8.3% YoY Growth
3-Bed Rent
$1,700
0.6% YoY Growth

Other Zip Codes in Columbia, SC

292232920629201292052922929210292042920929203
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Columbia, SC

As of Dec '25, the median home price in Columbia, SC is $276,000, with a year-over-year change of 1.0%. This indicates that home prices in Columbia, SC are flat. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$276,0001.0%
Single Family $284,0001.1%
Condos $193,0001.0%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$187,0000.0%
    3 Bed
    		$251,0001.2%
    4 Bed
    		$335,0000.6%
    5 Bed $446,6991.2%
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    % of Housing Stock

    Studio
    0.2%
    1 Bedroom
    7.7%
    2 Bedrooms
    22.8%
    3 Bedrooms
    42.4%
    4 Bedrooms
    21.5%
    5+ Bedrooms
    5.3%

    Rental Trends — Columbia, SC

    As of July '25, Rentcast reports the average rent in Columbia, SC is $1,600, with a year-over-year rent change of -6.4%. Per bedroom, the median rent as of July '25 in Columbia, SC is 1-bedrooms: $1,240, 2-bedrooms: $1,430, 3-bedrooms: $1,760, 4-bedrooms: $2,050. The most common rental property sizes in Columbia, SC are 2-bedroom and 3-bedroom, accounting for 38.0% and 28.6% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,580$1,600
    Studio Rent N/AN/A
    1 Bed Rent $1,100$1,240
    2 Bed Rent $1,280$1,430
    3 Bed Rent $1,700$1,760
    4 Bed Rent $2,150$2,050
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    % of Rental Stock

    Studio
    0.9%
    1 Bedroom
    24.3%
    2 Bedrooms
    38.0%
    3 Bedrooms
    28.6%
    4 Bedrooms
    7.6%
    5+ Bedrooms
    0.7%

    Property Listings — Columbia, SC

    As of Dec '25, Realtor.com reports that the median days on market for a home in Columbia, SC is 51. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$285,000-7.0%
    Listing Count
    		15137.0%
    Listings as % of Homes0.3%37.0%
    Days on Market
    		652.0%
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    Demographics — Columbia, SC

    As of the latest ACS Survey released in 2023, Columbia, SC has a population of 27,700, which has decreased by -6.4% over the past 5 years. Columbia, SC is a moderately popular place for families, as children make up 19.9% of the population. The area has a highly educated workforce, with 45.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.0% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		27,700-6.4%
    % Under 18
    		19.9%-7.9%
    % Seniors
    		21.9%22.3%
    % WFH
    		11.0%139.1%
    % w/ College Degree
    		45.7%4.8%
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    As of the latest ACS Survey released in 2023, Columbia, SC is a predominantly white area, with 62.5% of the population identifying as white. The white population has shrunk by 7.1% in the last 5 years. The second most common race or ethnicity in Columbia, SC is black, making up 25.8% of the population. Foreign-born residents account for 6.5% of the population in Columbia, SC, and this percentage has increased by 18.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		62.5%-7.1%
    % Black
    		25.8%18.3%
    % Hispanic
    		5.1%6.2%
    % Asian
    		3.1%-11.4%
    % Foreign Born
    		6.5%18.2%
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    Mortgage and Risk — Columbia, SC

    According to HUD data as of 2023, there were 527 mortgage originations in Columbia, SC, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Columbia, SC. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		527
    % Conventional Loans
    		70.0%
    % Government Loans
    		30.0%
    % Investor Loans
    		1.0%
    % Second Loans
    		1.0%
    % Cash Out Refinance
    		15.0%
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    Rentals and Section 8 — Columbia, SC

    As of 2024, the percent of homes in Columbia, SC under the Section 8 program is 14.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Columbia, SC, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

    Section 8 Market Size

    Total Units under HUD
    		654
    Total Units Section 8
    		540
    % Rentals under Section 8
    		14.8%
    % Occupied Section 8
    		90.6%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$230$1,100$1,330
    2 Bedroom$190$1,280$1,470
    3 Bedroom$180$1,700$1,880
    4 Bedroom$100$2,150$2,250

    Affordability — Columbia, SC

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.5
    Median Home Price$276,000
    Median Household Income$74,700

    Columbia, SC — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Irmo, SC

    29063

    White Rock

    29177

    Columbia, SC

    29210

    Lexington, SC

    29072

    West Columbia, SC

    29169

    Frequently Asked Questions