Cross Hill, SC—29332
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Cross Hill, SC
Home Price Trends — Cross Hill, SC
As of Oct '25, the median home price in Cross Hill, SC is $223,000, with a year-over-year change of -11.5%. This indicates that home prices in Cross Hill, SC are decreasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $223,000 | -11.5% |
| Single Family | $223,000 | -11.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $351,000 | -0.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cross Hill, SC
Cross Hill, SC lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cross Hill, SC
As of Oct '25, Realtor.com reports that the median days on market for a home in Cross Hill, SC is 57. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $500,000 | 11.0% |
Listing Count | 9 | -38.0% |
| Listings as % of Homes | 0.5% | -38.0% |
Days on Market | 57 | 16.0% |
Demographics — Cross Hill, SC
As of the latest ACS Survey released in 2023, Cross Hill, SC has a population of 3,260, which has increased by 29.9% over the past 5 years. Cross Hill, SC is a moderately popular place for families, as children make up 22.6% of the population. The area has a poorly educated workforce, with 22.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,260 | 29.9% |
% Under 18 | 22.6% | -5.8% |
% Seniors | 24.7% | 16.0% |
% WFH | 5.7% | ∞% |
% w/ College Degree | 22.7% | 62.1% |
As of the latest ACS Survey released in 2023, Cross Hill, SC is a predominantly white area, with 72.4% of the population identifying as white. The white population has grown by 10.0% in the last 5 years. The second most common race or ethnicity in Cross Hill, SC is black, making up 19.5% of the population. Foreign-born residents account for 0.6% of the population in Cross Hill, SC, and this percentage has decreased by 89.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 72.4% | 10.0% |
% Black | 19.5% | -25.6% |
% Hispanic | 0.7% | -91.1% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.6% | -89.5% |
Mortgage and Risk — Cross Hill, SC
According to HUD data as of 2023, there were 51 mortgage originations in Cross Hill, SC, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Cross Hill, SC. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 51 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 0.0% |
% Second Loans | 18.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Cross Hill, SC
Cross Hill, SC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $710 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,130 |
| 4 Bedroom | N/A | N/A | $1,310 |
Affordability — Cross Hill, SC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.7 |
| Median Home Price | $223,000 |
| Median Household Income | $52,600 |