Union, SC—29379
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Union, SC
Union, SC lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $125,000 | -5.5% |
| Single Family | $125,000 | -5.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $113,000 | -4.2% |
3 Bed | $190,000 | 2.7% |
4 Bed | $243,000 | 1.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Union, SC
As of July '25, Rentcast reports the average rent in Union, SC is $938, with a year-over-year rent change of -6.2%. Per bedroom, the median rent as of July '25 in Union, SC is 1-bedrooms: $895, 2-bedrooms: $1,020, 3-bedrooms: $750. The most common rental property sizes in Union, SC are 2-bedroom and 3-bedroom, accounting for 35.5% and 30.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $899 | $938 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $895 | $895 |
| 2 Bed Rent | $995 | $1,020 |
| 3 Bed Rent | $750 | $750 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Union, SC
As of Oct '25, Realtor.com reports that the median days on market for a home in Union, SC is 81. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $210,000 | -8.0% |
Listing Count | 67 | 1.0% |
| Listings as % of Homes | 0.5% | 1.0% |
Days on Market | 81 | 25.0% |
Demographics — Union, SC
As of the latest ACS Survey released in 2023, Union, SC has a population of 17,600, which has remained stable by 0.5% over the past 5 years. Union, SC is a moderately popular place for families, as children make up 19.9% of the population. The area has a poorly educated workforce, with 13.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 17,600 | 0.5% |
% Under 18 | 19.9% | -5.2% |
% Seniors | 22.1% | 11.1% |
% WFH | 2.4% | 41.2% |
% w/ College Degree | 13.0% | -2.3% |
As of the latest ACS Survey released in 2023, Union, SC is a predominantly white area, with 62.2% of the population identifying as white. The white population has grown by 2.5% in the last 5 years. The second most common race or ethnicity in Union, SC is black, making up 31.3% of the population. Foreign-born residents account for 1.3% of the population in Union, SC, and this percentage has increased by 44.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 62.2% | 2.5% |
% Black | 31.3% | -10.8% |
% Hispanic | 2.0% | 0.0% |
% Asian | 0.3% | ∞% |
% Foreign Born | 1.3% | 44.4% |
Mortgage and Risk — Union, SC
According to HUD data as of 2023, there were 190 mortgage originations in Union, SC, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Union, SC. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 190 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Union, SC
Union, SC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 629 |
Total Units Section 8 | 340 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 65.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$185 | $895 | $710 |
| 2 Bedroom | -$65 | $995 | $930 |
| 3 Bedroom | $410 | $750 | $1,160 |
| 4 Bedroom | N/A | N/A | $1,240 |
Affordability — Union, SC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $125,000 |
| Median Household Income | $40,200 |