Woodruff, SC29388

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$289,000
0.2% YoY Growth
Median Household Income
$77,200
63.4% 5-Year Growth
Days on Market
55
17.0% Shorter than last year
Home Price Forecast
2.2%
Median Rent
$2,050
4.9% YoY Growth
1-Bed Rent
$850
13.3% YoY Growth
2-Bed Rent
$1,300
27.1% YoY Growth
3-Bed Rent
$2,000
0.0% YoY Growth

Property Listings — Woodruff, SC

As of Oct '25, Realtor.com reports that the median days on market for a home in Woodruff, SC is 55. This is a decrease of -17.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$316,0000.0%
Listing Count
23254.0%
Listings as % of Homes1.3%54.0%
Days on Market
55-17.0%
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Demographics — Woodruff, SC

As of the latest ACS Survey released in 2023, Woodruff, SC has a population of 16,000, which has increased by 1.9% over the past 5 years. Woodruff, SC is a moderately popular place for families, as children make up 21.0% of the population. The area has a moderately educated workforce, with 25.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
16,0001.9%
% Under 18
21.0%-11.8%
% Seniors
14.5%-8.8%
% WFH
7.9%507.7%
% w/ College Degree
25.5%26.2%
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As of the latest ACS Survey released in 2023, Woodruff, SC is a predominantly white area, with 78.1% of the population identifying as white. The white population has grown by 2.8% in the last 5 years. The second most common race or ethnicity in Woodruff, SC is black, making up 12.9% of the population. Foreign-born residents account for 4.0% of the population in Woodruff, SC, and this percentage has increased by 37.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
78.1%2.8%
% Black
12.9%-24.6%
% Hispanic
6.0%93.5%
% Asian
0.5%66.7%
% Foreign Born
4.0%37.9%
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Mortgage and Risk — Woodruff, SC

According to HUD data as of 2023, there were 701 mortgage originations in Woodruff, SC, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in Woodruff, SC. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
701
% Conventional Loans
62.0%
% Government Loans
38.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Woodruff, SC

As of 2024, the percent of homes in Woodruff, SC under the Section 8 program is 1.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Woodruff, SC, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
170
Total Units Section 8
24
% Rentals under Section 8
1.6%
% Occupied Section 8
79.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$70$850$920
2 Bedroom-$270$1,300$1,030
3 Bedroom-$690$2,000$1,310
4 Bedroom-$760$2,150$1,390

Affordability — Woodruff, SC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.4
Median Home Price$289,000
Median Household Income$77,200

Woodruff, SC — ZIP Code Boundary Map

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Frequently Asked Questions