North Charleston, SC29406

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$292,000
2.9% YoY Growth
Median Household Income
$50,600
44.0% 5-Year Growth
Days on Market
61
33.0% Longer than last year
Home Price Forecast
1.7%
Median Rent
$1,540
12.1% YoY Growth
1-Bed Rent
$1,380
17.5% YoY Growth
2-Bed Rent
$1,580
9.4% YoY Growth
3-Bed Rent
$1,920
5.3% YoY Growth

Other Zip Codes in North Charleston, SC

Property Listings — North Charleston, SC

As of Oct '25, Realtor.com reports that the median days on market for a home in North Charleston, SC is 61. This is a increase of 33.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$335,0003.0%
Listing Count
12466.0%
Listings as % of Homes0.4%66.0%
Days on Market
6133.0%
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Demographics — North Charleston, SC

As of the latest ACS Survey released in 2023, North Charleston, SC has a population of 32,500, which has decreased by -4.4% over the past 5 years. North Charleston, SC is a moderately popular place for families, as children make up 23.7% of the population. The area has a poorly educated workforce, with 22.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
32,500-4.4%
% Under 18
23.7%-20.7%
% Seniors
13.7%48.9%
% WFH
7.0%125.8%
% w/ College Degree
22.8%50.0%
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As of the latest ACS Survey released in 2023, North Charleston, SC is a predominantly black area, with 40.6% of the population identifying as black. The black population has shrunk by 9.2% in the last 5 years. The second most common race or ethnicity in North Charleston, SC is white, making up 32.3% of the population. Foreign-born residents account for 14.5% of the population in North Charleston, SC, and this percentage has increased by 13.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
32.3%-0.9%
% Black
40.6%-9.2%
% Hispanic
19.4%2.1%
% Asian
2.6%116.7%
% Foreign Born
14.5%13.3%
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Mortgage and Risk — North Charleston, SC

According to HUD data as of 2023, there were 355 mortgage originations in North Charleston, SC, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in North Charleston, SC. Investor activity is low, as 5.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
355
% Conventional Loans
70.0%
% Government Loans
30.0%
% Investor Loans
5.0%
% Second Loans
3.0%
% Cash Out Refinance
16.0%

Loan Activity

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Rentals and Section 8 — North Charleston, SC

As of 2024, the percent of homes in North Charleston, SC under the Section 8 program is 17.6%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in North Charleston, SC, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,249
Total Units Section 8
1,236
% Rentals under Section 8
17.6%
% Occupied Section 8
91.1%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$100$1,380$1,480
2 Bedroom$60$1,580$1,640
3 Bedroom$110$1,920$2,030
4 Bedroom-$10$2,400$2,390

Affordability — North Charleston, SC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.4
Median Home Price$292,000
Median Household Income$50,600

North Charleston, SC — ZIP Code Boundary Map

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Frequently Asked Questions