Cottageville, SC—29435
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cottageville, SC
Cottageville, SC lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $227,000 | -3.8% |
| Single Family | $227,000 | -3.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $197,000 | -3.9% |
3 Bed | $235,000 | -3.3% |
4 Bed | $321,000 | 0.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cottageville, SC
Cottageville, SC lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $850 | $850 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $850 | $850 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cottageville, SC
As of Oct '25, Realtor.com reports that the median days on market for a home in Cottageville, SC is 31. This is a decrease of -18.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $673,000 | -55.0% |
Listing Count | 9 | 91.0% |
| Listings as % of Homes | 0.3% | 91.0% |
Days on Market | 31 | -18.0% |
Demographics — Cottageville, SC
As of the latest ACS Survey released in 2023, Cottageville, SC has a population of 4,580, which has increased by 4.6% over the past 5 years. Cottageville, SC is a popular place for families, as children make up 29.2% of the population. The area has a poorly educated workforce, with 7.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,580 | 4.6% |
% Under 18 | 29.2% | 52.9% |
% Seniors | 14.9% | -5.7% |
% WFH | 3.4% | 36.0% |
% w/ College Degree | 7.6% | -27.6% |
As of the latest ACS Survey released in 2023, Cottageville, SC is a predominantly white area, with 65.1% of the population identifying as white. The white population has shrunk by 8.1% in the last 5 years. The second most common race or ethnicity in Cottageville, SC is black, making up 16.9% of the population. Foreign-born residents account for 7.1% of the population in Cottageville, SC, and this percentage has increased by 3450.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 65.1% | -8.1% |
% Black | 16.9% | -35.2% |
% Hispanic | 10.7% | 5,250.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 7.1% | 3,450.0% |
Mortgage and Risk — Cottageville, SC
According to HUD data as of 2023, there were 106 mortgage originations in Cottageville, SC, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 80.0%, with 48.0% above 90% LTV (very high). This implies large mortgage risk in Cottageville, SC. Investor activity is low, as 8.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 106 |
% Conventional Loans | 66.0% |
% Government Loans | 34.0% |
% Investor Loans | 8.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Cottageville, SC
Cottageville, SC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $810 |
| 2 Bedroom | N/A | N/A | $1,000 |
| 3 Bedroom | $350 | $850 | $1,200 |
| 4 Bedroom | N/A | N/A | $1,680 |
Affordability — Cottageville, SC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $227,000 |
| Median Household Income | $51,300 |