Cross, SC—29436
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cross, SC
As of Oct '25, the median home price in Cross, SC is $210,000, with a year-over-year change of -10.1%. This indicates that home prices in Cross, SC are decreasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $210,000 | -10.1% |
| Single Family | $209,000 | -9.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $266,000 | -1.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cross, SC
As of July '25, Rentcast reports the average rent in Cross, SC is $1,580, with a year-over-year rent change of 43.6%. Per bedroom, the median rent as of July '25 in Cross, SC is 3-bedrooms: $1,580. The most common rental property sizes in Cross, SC are 2-bedroom and 3-bedroom, accounting for 37.9% and 35.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,580 | $1,580 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,580 | $1,580 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cross, SC
As of Oct '25, Realtor.com reports that the median days on market for a home in Cross, SC is 83. This is a decrease of -10.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $619,000 | 82.0% |
Listing Count | 8 | 25.0% |
| Listings as % of Homes | 0.3% | 25.0% |
Days on Market | 83 | -10.0% |
Demographics — Cross, SC
As of the latest ACS Survey released in 2023, Cross, SC has a population of 4,260, which has remained stable by 0.6% over the past 5 years. Cross, SC is a moderately popular place for families, as children make up 17.4% of the population. The area has a poorly educated workforce, with 13.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,260 | 0.6% |
% Under 18 | 17.4% | 6.1% |
% Seniors | 26.7% | 44.3% |
% WFH | 1.6% | ∞% |
% w/ College Degree | 13.9% | 17.8% |
As of the latest ACS Survey released in 2023, Cross, SC is a predominantly white area, with 52.8% of the population identifying as white. The white population has grown by 5.2% in the last 5 years. The second most common race or ethnicity in Cross, SC is black, making up 44.2% of the population. Foreign-born residents account for 0.9% of the population in Cross, SC, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 52.8% | 5.2% |
% Black | 44.2% | -6.4% |
% Hispanic | 1.9% | -26.9% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.9% | 0.0% |
Mortgage and Risk — Cross, SC
According to HUD data as of 2023, there were 61 mortgage originations in Cross, SC, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 54.0% above 90% LTV (very high). This implies large mortgage risk in Cross, SC. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 61 |
% Conventional Loans | 66.0% |
% Government Loans | 34.0% |
% Investor Loans | 0.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Cross, SC
Cross, SC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 1.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,290 |
| 2 Bedroom | N/A | N/A | $1,440 |
| 3 Bedroom | $210 | $1,580 | $1,790 |
| 4 Bedroom | N/A | N/A | $2,170 |
Affordability — Cross, SC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $210,000 |
| Median Household Income | $58,400 |