Surfside Beach, SC—29575
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Surfside Beach, SC
As of Oct '25, the median home price in Surfside Beach, SC is $347,000, with a year-over-year change of -3.0%. This indicates that home prices in Surfside Beach, SC are decreasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $347,000 | -3.0% |
| Single Family | $412,000 | -2.4% |
| Condos | $168,000 | -8.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $131,000 | -9.7% |
2 Bed | $176,000 | -8.8% |
3 Bed | $374,000 | -2.3% |
4 Bed | $527,000 | -1.7% |
| 5 Bed | $793,000 | -2.6% |
% of Housing Stock
Rental Trends — Surfside Beach, SC
As of July '25, Rentcast reports the average rent in Surfside Beach, SC is $1,760, with a year-over-year rent change of -4.9%. Per bedroom, the median rent as of July '25 in Surfside Beach, SC is 1-bedrooms: $1,310, 2-bedrooms: $1,510, 3-bedrooms: $2,050, 4-bedrooms: $2,380. The most common rental property sizes in Surfside Beach, SC are 2-bedroom and 3-bedroom, accounting for 45.9% and 35.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,760 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,300 | $1,310 |
| 2 Bed Rent | $1,500 | $1,510 |
| 3 Bed Rent | $1,920 | $2,050 |
| 4 Bed Rent | $2,300 | $2,380 |
% of Rental Stock
Property Listings — Surfside Beach, SC
As of Oct '25, Realtor.com reports that the median days on market for a home in Surfside Beach, SC is 79. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $347,000 | 13.0% |
Listing Count | 491 | 9.0% |
| Listings as % of Homes | 1.5% | 9.0% |
Days on Market | 79 | 5.0% |
Demographics — Surfside Beach, SC
As of the latest ACS Survey released in 2023, Surfside Beach, SC has a population of 19,500, which has increased by 3.9% over the past 5 years. Surfside Beach, SC is a less popular place for families, as children make up 10.2% of the population. The area has a moderately educated workforce, with 33.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 19,500 | 3.9% |
% Under 18 | 10.2% | -33.3% |
% Seniors | 31.5% | 11.7% |
% WFH | 14.7% | 88.5% |
% w/ College Degree | 33.0% | 29.4% |
As of the latest ACS Survey released in 2023, Surfside Beach, SC is a predominantly white area, with 88.3% of the population identifying as white. The white population has grown by 2.8% in the last 5 years. The second most common race or ethnicity in Surfside Beach, SC is hispanic, making up 3.7% of the population. Foreign-born residents account for 6.0% of the population in Surfside Beach, SC, and this percentage has increased by 3.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.3% | 2.8% |
% Black | 3.1% | -6.1% |
% Hispanic | 3.7% | -9.8% |
% Asian | 1.0% | -16.7% |
% Foreign Born | 6.0% | 3.4% |
Mortgage and Risk — Surfside Beach, SC
According to HUD data as of 2023, there were 654 mortgage originations in Surfside Beach, SC, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Surfside Beach, SC. Investor activity is low, as 9.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 654 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 9.0% |
% Second Loans | 22.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Surfside Beach, SC
As of 2024, the percent of homes in Surfside Beach, SC under the Section 8 program is 2.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Surfside Beach, SC, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 60 |
Total Units Section 8 | 60 |
% Rentals under Section 8 | 2.8% |
% Occupied Section 8 | 78.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $50 | $1,300 | $1,350 |
| 2 Bedroom | $80 | $1,500 | $1,580 |
| 3 Bedroom | $70 | $1,920 | $1,990 |
| 4 Bedroom | $20 | $2,300 | $2,320 |
Affordability — Surfside Beach, SC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.8 |
| Median Home Price | $347,000 |
| Median Household Income | $72,000 |