Belton, SC—29627
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Belton, SC
As of Oct '25, the median home price in Belton, SC is $251,000, with a year-over-year change of 1.2%. This indicates that home prices in Belton, SC are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $251,000 | 1.2% |
| Single Family | $251,000 | 1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $148,000 | -1.3% |
3 Bed | $266,000 | 2.3% |
4 Bed | $427,000 | 3.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Belton, SC
As of July '25, Rentcast reports the average rent in Belton, SC is $1,170, with a year-over-year rent change of -4.9%. Per bedroom, the median rent as of July '25 in Belton, SC is 1-bedrooms: $870, 2-bedrooms: $1,170, 3-bedrooms: $1,680, 4-bedrooms: $1,600. The most common rental property sizes in Belton, SC are 2-bedroom and 3-bedroom, accounting for 64.0% and 29.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,170 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $925 | $870 |
| 2 Bed Rent | $1,200 | $1,170 |
| 3 Bed Rent | $1,600 | $1,680 |
| 4 Bed Rent | $1,600 | $1,600 |
% of Rental Stock
Property Listings — Belton, SC
As of Oct '25, Realtor.com reports that the median days on market for a home in Belton, SC is 50. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $319,000 | -4.0% |
Listing Count | 91 | 17.0% |
| Listings as % of Homes | 1.0% | 17.0% |
Days on Market | 50 | 27.0% |
Demographics — Belton, SC
As of the latest ACS Survey released in 2023, Belton, SC has a population of 16,500, which has decreased by -14.4% over the past 5 years. Belton, SC is a moderately popular place for families, as children make up 23.4% of the population. The area has a poorly educated workforce, with 15.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,500 | -14.4% |
% Under 18 | 23.4% | -3.3% |
% Seniors | 22.3% | 29.7% |
% WFH | 5.8% | 176.2% |
% w/ College Degree | 15.4% | 16.7% |
As of the latest ACS Survey released in 2023, Belton, SC is a predominantly white area, with 83.0% of the population identifying as white. The white population has grown by 2.3% in the last 5 years. The second most common race or ethnicity in Belton, SC is black, making up 11.8% of the population. Foreign-born residents account for 2.3% of the population in Belton, SC, and this percentage has increased by 91.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.0% | 2.3% |
% Black | 11.8% | -14.5% |
% Hispanic | 2.1% | -27.6% |
% Asian | 0.2% | 100.0% |
% Foreign Born | 2.3% | 91.7% |
Mortgage and Risk — Belton, SC
According to HUD data as of 2023, there were 365 mortgage originations in Belton, SC, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Belton, SC. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 365 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Belton, SC
As of 2024, the percent of homes in Belton, SC under the Section 8 program is 8.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Belton, SC, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 140 |
Total Units Section 8 | 105 |
% Rentals under Section 8 | 8.1% |
% Occupied Section 8 | 96.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $45 | $925 | $970 |
| 2 Bedroom | -$110 | $1,200 | $1,090 |
| 3 Bedroom | -$250 | $1,600 | $1,350 |
| 4 Bedroom | $20 | $1,600 | $1,620 |
Affordability — Belton, SC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $251,000 |
| Median Household Income | $57,400 |