Clover, SC—29710
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Clover, SC
As of Oct '25, the median home price in Clover, SC is $413,000, with a year-over-year change of -1.0%. This indicates that home prices in Clover, SC are flat. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $413,000 | -1.0% |
| Single Family | $417,000 | -1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $260,000 | -1.5% |
3 Bed | $364,000 | -0.3% |
4 Bed | $571,000 | 0.7% |
| 5 Bed | $690,000 | 1.6% |
% of Housing Stock
Rental Trends — Clover, SC
As of July '25, Rentcast reports the average rent in Clover, SC is $2,060, with a year-over-year rent change of 3.0%. Per bedroom, the median rent as of July '25 in Clover, SC is studios: $1,440, 1-bedrooms: $1,670, 2-bedrooms: $2,120, 3-bedrooms: $2,440, 4-bedrooms: $2,970. The most common rental property sizes in Clover, SC are 2-bedroom and 3-bedroom, accounting for 38.4% and 36.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,090 | $2,060 |
| Studio Rent | $1,430 | $1,440 |
| 1 Bed Rent | $1,680 | $1,670 |
| 2 Bed Rent | $2,150 | $2,120 |
| 3 Bed Rent | $2,330 | $2,440 |
| 4 Bed Rent | $3,000 | $2,970 |
% of Rental Stock
Property Listings — Clover, SC
As of Oct '25, Realtor.com reports that the median days on market for a home in Clover, SC is 60. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $456,000 | -20.0% |
Listing Count | 285 | 47.0% |
| Listings as % of Homes | 0.9% | 47.0% |
Days on Market | 60 | -1.0% |
Demographics — Clover, SC
As of the latest ACS Survey released in 2023, Clover, SC has a population of 40,000, which has increased by 13.7% over the past 5 years. Clover, SC is a popular place for families, as children make up 26.6% of the population. The area has a moderately educated workforce, with 34.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 40,000 | 13.7% |
% Under 18 | 26.6% | 12.2% |
% Seniors | 14.9% | 2.8% |
% WFH | 15.9% | 148.4% |
% w/ College Degree | 34.5% | 11.7% |
As of the latest ACS Survey released in 2023, Clover, SC is a predominantly white area, with 77.3% of the population identifying as white. The white population has shrunk by 0.6% in the last 5 years. The second most common race or ethnicity in Clover, SC is black, making up 10.6% of the population. Foreign-born residents account for 4.4% of the population in Clover, SC, and this percentage has decreased by 17.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 77.3% | -0.6% |
% Black | 10.6% | 10.4% |
% Hispanic | 8.0% | 21.2% |
% Asian | 0.8% | -66.7% |
% Foreign Born | 4.4% | -17.0% |
Mortgage and Risk — Clover, SC
According to HUD data as of 2023, there were 1243 mortgage originations in Clover, SC, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Clover, SC. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,243 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Clover, SC
As of 2024, the percent of homes in Clover, SC under the Section 8 program is 3.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Clover, SC, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 167 |
Total Units Section 8 | 102 |
% Rentals under Section 8 | 3.4% |
% Occupied Section 8 | 87.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$140 | $1,680 | $1,540 |
| 2 Bedroom | -$440 | $2,150 | $1,710 |
| 3 Bedroom | -$220 | $2,330 | $2,110 |
| 4 Bedroom | -$330 | $3,000 | $2,670 |
Affordability — Clover, SC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.7 |
| Median Home Price | $413,000 |
| Median Household Income | $84,600 |