York, SC29745

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$348,000
1.7% YoY Growth
Median Household Income
$75,700
43.3% 5-Year Growth
Days on Market
63
16.0% Longer than last year
Home Price Forecast
1.5%
Median Rent
$1,700
4.5% YoY Growth
1-Bed Rent
$1,300
62.6% YoY Growth
2-Bed Rent
$1,300
5.5% YoY Growth
3-Bed Rent
$2,200
16.1% YoY Growth

Property Listings — York, SC

As of Oct '25, Realtor.com reports that the median days on market for a home in York, SC is 63. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$368,000-5.0%
Listing Count
24920.0%
Listings as % of Homes0.8%20.0%
Days on Market
6316.0%
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Demographics — York, SC

As of the latest ACS Survey released in 2023, York, SC has a population of 34,700, which has increased by 13.2% over the past 5 years. York, SC is a moderately popular place for families, as children make up 21.8% of the population. The area has a poorly educated workforce, with 21.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
34,70013.2%
% Under 18
21.8%-9.5%
% Seniors
15.5%1.3%
% WFH
8.5%102.4%
% w/ College Degree
21.2%8.2%
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As of the latest ACS Survey released in 2023, York, SC is a predominantly white area, with 75.1% of the population identifying as white. The white population has shrunk by 6.4% in the last 5 years. The second most common race or ethnicity in York, SC is black, making up 12.3% of the population. Foreign-born residents account for 3.6% of the population in York, SC, and this percentage has increased by 80.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
75.1%-6.4%
% Black
12.3%-22.2%
% Hispanic
5.9%145.8%
% Asian
1.3%62.5%
% Foreign Born
3.6%80.0%
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Mortgage and Risk — York, SC

According to HUD data as of 2023, there were 884 mortgage originations in York, SC, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in York, SC. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
884
% Conventional Loans
60.0%
% Government Loans
40.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — York, SC

As of 2024, the percent of homes in York, SC under the Section 8 program is 8.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In York, SC, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
394
Total Units Section 8
216
% Rentals under Section 8
8.6%
% Occupied Section 8
88.2%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$210$1,300$1,090
2 Bedroom-$90$1,300$1,210
3 Bedroom-$710$2,200$1,490
4 Bedroom-$860$2,750$1,890

Affordability — York, SC

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.4
Median Home Price$348,000
Median Household Income$75,700

York, SC — ZIP Code Boundary Map

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Frequently Asked Questions