Bluffton, SC—29910
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bluffton, SC
As of Oct '25, the median home price in Bluffton, SC is $518,000, with a year-over-year change of -0.2%. This indicates that home prices in Bluffton, SC are flat. According to Zillow, the 1-year price projection is 2.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $518,000 | -0.2% |
| Single Family | $543,000 | -0.4% |
| Condos | $229,000 | -2.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $374,000 | 2.5% |
2 Bed | $306,000 | -2.5% |
3 Bed | $475,000 | -0.8% |
4 Bed | $672,000 | 0.0% |
| 5 Bed | $1,063,000 | 2.2% |
% of Housing Stock
Rental Trends — Bluffton, SC
As of July '25, Rentcast reports the average rent in Bluffton, SC is $2,580, with a year-over-year rent change of -0.8%. Per bedroom, the median rent as of July '25 in Bluffton, SC is studios: $1,560, 1-bedrooms: $1,690, 2-bedrooms: $2,080, 3-bedrooms: $2,730, 4-bedrooms: $3,170. The most common rental property sizes in Bluffton, SC are 2-bedroom and 3-bedroom, accounting for 37.1% and 34.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,600 | $2,580 |
| Studio Rent | $1,620 | $1,560 |
| 1 Bed Rent | $1,640 | $1,690 |
| 2 Bed Rent | $1,900 | $2,080 |
| 3 Bed Rent | $2,640 | $2,730 |
| 4 Bed Rent | $2,980 | $3,170 |
% of Rental Stock
Property Listings — Bluffton, SC
As of Oct '25, Realtor.com reports that the median days on market for a home in Bluffton, SC is 68. This is a decrease of 0.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $651,000 | -3.0% |
Listing Count | 549 | 8.0% |
| Listings as % of Homes | 1.5% | 8.0% |
Days on Market | 68 | 0.0% |
Demographics — Bluffton, SC
As of the latest ACS Survey released in 2023, Bluffton, SC has a population of 50,200, which has increased by 22.3% over the past 5 years. Bluffton, SC is a moderately popular place for families, as children make up 22.0% of the population. The area has a highly educated workforce, with 46.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 50,200 | 22.3% |
% Under 18 | 22.0% | -6.4% |
% Seniors | 20.3% | 26.9% |
% WFH | 11.9% | 83.1% |
% w/ College Degree | 46.4% | 15.1% |
As of the latest ACS Survey released in 2023, Bluffton, SC is a predominantly white area, with 70.4% of the population identifying as white. The white population has grown by 1.3% in the last 5 years. The second most common race or ethnicity in Bluffton, SC is hispanic, making up 17.7% of the population. Foreign-born residents account for 9.4% of the population in Bluffton, SC, and this percentage has decreased by 36.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 70.4% | 1.3% |
% Black | 7.6% | 20.6% |
% Hispanic | 17.7% | -16.1% |
% Asian | 0.7% | -50.0% |
% Foreign Born | 9.4% | -36.1% |
Mortgage and Risk — Bluffton, SC
According to HUD data as of 2023, there were 1652 mortgage originations in Bluffton, SC, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Bluffton, SC. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,652 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 3.0% |
% Second Loans | 8.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Bluffton, SC
As of 2024, the percent of homes in Bluffton, SC under the Section 8 program is 1.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Bluffton, SC, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 60 |
Total Units Section 8 | 60 |
% Rentals under Section 8 | 1.7% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $360 | $1,640 | $2,000 |
| 2 Bedroom | $320 | $1,900 | $2,220 |
| 3 Bedroom | $30 | $2,640 | $2,670 |
| 4 Bedroom | $440 | $2,980 | $3,420 |
Affordability — Bluffton, SC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.1 |
| Median Home Price | $518,000 |
| Median Household Income | $96,100 |