Bluffton, SC—29915
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bluffton, SC
As of Oct '25, the median home price in Bluffton, SC is $678,000, with a year-over-year change of 1.5%. This indicates that home prices in Bluffton, SC are increasing. According to Zillow, the 1-year price projection is 3.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $678,000 | 1.5% |
| Single Family | $713,000 | 1.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Bluffton, SC
Bluffton, SC lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Bluffton, SC
As of Oct '25, Realtor.com reports that the median days on market for a home in Bluffton, SC is 138. This is a increase of 67.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $870,000 | 19.0% |
Listing Count | 52 | 69.0% |
| Listings as % of Homes | 3.3% | 69.0% |
Days on Market | 138 | 67.0% |
Demographics — Bluffton, SC
As of the latest ACS Survey released in 2023, Bluffton, SC has a population of 636, which has increased by 42.9% over the past 5 years. Bluffton, SC is a less popular place for families, as children make up 8.3% of the population. The area has a highly educated workforce, with 83.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 636 | 42.9% |
% Under 18 | 8.3% | 59.6% |
% Seniors | 30.7% | -47.9% |
% WFH | 15.3% | -24.6% |
% w/ College Degree | 83.9% | 26.0% |
As of the latest ACS Survey released in 2023, Bluffton, SC is a predominantly white area, with 66.4% of the population identifying as white. The white population has shrunk by 27.6% in the last 5 years. The second most common race or ethnicity in Bluffton, SC is hispanic, making up 30.5% of the population. Foreign-born residents account for 1.9% of the population in Bluffton, SC, and this percentage has decreased by 77.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 66.4% | -27.6% |
% Black | 3.1% | ∞% |
% Hispanic | 30.5% | 1,806.2% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.9% | -77.1% |
Mortgage and Risk — Bluffton, SC
According to HUD data as of 2023, there were 39 mortgage originations in Bluffton, SC, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Bluffton, SC. Investor activity is low, as 8.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 39 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 8.0% |
% Second Loans | 38.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Bluffton, SC
Bluffton, SC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,670 |
| 2 Bedroom | N/A | N/A | $1,860 |
| 3 Bedroom | N/A | N/A | $2,330 |
| 4 Bedroom | N/A | N/A | $2,850 |
Affordability — Bluffton, SC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $678,000 |
| Median Household Income | $154,000 |