Saint Helena Island, SC—29920
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saint Helena Island, SC
As of Oct '25, the median home price in Saint Helena Island, SC is $590,000, with a year-over-year change of 2.9%. This indicates that home prices in Saint Helena Island, SC are increasing. According to Zillow, the 1-year price projection is 3.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $590,000 | 2.9% |
| Single Family | $637,000 | 3.4% |
| Condos | $376,000 | -4.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $372,000 | -1.3% |
2 Bed | $408,000 | -3.3% |
3 Bed | $623,000 | 3.5% |
4 Bed | $920,000 | 4.5% |
| 5 Bed | $1,292,000 | 3.5% |
% of Housing Stock
Rental Trends — Saint Helena Island, SC
As of July '25, Rentcast reports the average rent in Saint Helena Island, SC is $3,360, with a year-over-year rent change of 24.0%. Per bedroom, the median rent as of July '25 in Saint Helena Island, SC is 2-bedrooms: $3,500, 3-bedrooms: $3,380, 4-bedrooms: $1,900. The most common rental property sizes in Saint Helena Island, SC are 3-bedroom and 2-bedroom, accounting for 54.4% and 41.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,150 | $3,360 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $3,500 | $3,500 |
| 3 Bed Rent | $2,150 | $3,380 |
| 4 Bed Rent | $1,900 | $1,900 |
% of Rental Stock
Property Listings — Saint Helena Island, SC
As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Helena Island, SC is 114. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $696,000 | 10.0% |
Listing Count | 199 | 21.0% |
| Listings as % of Homes | 1.3% | 21.0% |
Days on Market | 114 | 26.0% |
Demographics — Saint Helena Island, SC
As of the latest ACS Survey released in 2023, Saint Helena Island, SC has a population of 9,920, which has decreased by -15.2% over the past 5 years. Saint Helena Island, SC is a moderately popular place for families, as children make up 15.8% of the population. The area has a moderately educated workforce, with 33.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,920 | -15.2% |
% Under 18 | 15.8% | -13.2% |
% Seniors | 33.4% | 13.6% |
% WFH | 7.2% | -18.2% |
% w/ College Degree | 33.9% | 8.7% |
As of the latest ACS Survey released in 2023, Saint Helena Island, SC is a predominantly black area, with 47.8% of the population identifying as black. The black population has shrunk by 13.4% in the last 5 years. The second most common race or ethnicity in Saint Helena Island, SC is white, making up 40.8% of the population. Foreign-born residents account for 5.6% of the population in Saint Helena Island, SC, and this percentage has increased by 55.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 40.8% | 2.0% |
% Black | 47.8% | -13.4% |
% Hispanic | 6.6% | 112.9% |
% Asian | 0.7% | -12.5% |
% Foreign Born | 5.6% | 55.6% |
Mortgage and Risk — Saint Helena Island, SC
According to HUD data as of 2023, there were 275 mortgage originations in Saint Helena Island, SC, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Saint Helena Island, SC. Investor activity is low, as 5.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 275 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 5.0% |
% Second Loans | 34.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Saint Helena Island, SC
Saint Helena Island, SC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 47 |
Total Units Section 8 | 45 |
% Rentals under Section 8 | 11.2% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,340 |
| 2 Bedroom | -$2,010 | $3,500 | $1,490 |
| 3 Bedroom | -$300 | $2,150 | $1,850 |
| 4 Bedroom | $480 | $1,900 | $2,380 |
Affordability — Saint Helena Island, SC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7 |
| Median Home Price | $590,000 |
| Median Household Income | $72,900 |