Oxford, GA—30054
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Oxford, GA
As of Oct '25, the median home price in Oxford, GA is $341,000, with a year-over-year change of -3.2%. This indicates that home prices in Oxford, GA are decreasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $341,000 | -3.3% |
| Single Family | $341,000 | -2.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $292,000 | -2.3% |
4 Bed | $434,000 | -0.7% |
| 5 Bed | $552,000 | -1.4% |
% of Housing Stock
Rental Trends — Oxford, GA
As of July '25, Rentcast reports the average rent in Oxford, GA is $2,040, with a year-over-year rent change of 20.7%. Per bedroom, the median rent as of July '25 in Oxford, GA is 1-bedrooms: $1,650, 3-bedrooms: $1,880, 4-bedrooms: $2,030. The most common rental property sizes in Oxford, GA are 3-bedroom and 2-bedroom, accounting for 34.8% and 33.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,780 | $2,040 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,650 | $1,650 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,690 | $1,880 |
| 4 Bed Rent | $1,800 | $2,030 |
% of Rental Stock
Property Listings — Oxford, GA
As of Oct '25, Realtor.com reports that the median days on market for a home in Oxford, GA is 67. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $451,000 | 2.0% |
Listing Count | 68 | 17.0% |
| Listings as % of Homes | 1.1% | 17.0% |
Days on Market | 67 | 6.0% |
Demographics — Oxford, GA
As of the latest ACS Survey released in 2023, Oxford, GA has a population of 10,900, which has decreased by -8.8% over the past 5 years. Oxford, GA is a moderately popular place for families, as children make up 19.4% of the population. The area has a moderately educated workforce, with 28.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,900 | -8.8% |
% Under 18 | 19.4% | -16.4% |
% Seniors | 19.2% | 2.1% |
% WFH | 10.3% | 194.3% |
% w/ College Degree | 28.2% | 37.6% |
As of the latest ACS Survey released in 2023, Oxford, GA is a predominantly white area, with 65.3% of the population identifying as white. The white population has shrunk by 7.1% in the last 5 years. The second most common race or ethnicity in Oxford, GA is black, making up 20.6% of the population. Foreign-born residents account for 7.5% of the population in Oxford, GA, and this percentage has increased by 15.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 65.3% | -7.1% |
% Black | 20.6% | -12.0% |
% Hispanic | 8.3% | 388.2% |
% Asian | 1.9% | -34.5% |
% Foreign Born | 7.5% | 15.4% |
Mortgage and Risk — Oxford, GA
According to HUD data as of 2023, there were 250 mortgage originations in Oxford, GA, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Oxford, GA. Investor activity is low, as 1.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 250 |
% Conventional Loans | 60.0% |
% Government Loans | 40.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 20.0% |
Loan Activity
Rentals and Section 8 — Oxford, GA
Oxford, GA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 13 |
Total Units Section 8 | 12 |
% Rentals under Section 8 | 2.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$270 | $1,650 | $1,380 |
| 2 Bedroom | N/A | N/A | $1,530 |
| 3 Bedroom | $150 | $1,690 | $1,840 |
| 4 Bedroom | $420 | $1,800 | $2,220 |
Affordability — Oxford, GA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $341,000 |
| Median Household Income | $73,800 |