Silver Creek, GA—30173
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Silver Creek, GA
As of Oct '25, the median home price in Silver Creek, GA is $242,000, with a year-over-year change of 0.7%. This indicates that home prices in Silver Creek, GA are flat. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $242,000 | 0.7% |
| Single Family | $243,000 | 0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $252,000 | 0.0% |
4 Bed | $321,000 | 1.3% |
| 5 Bed | $189,000 | 1.6% |
% of Housing Stock
Rental Trends — Silver Creek, GA
As of July '25, Rentcast reports the average rent in Silver Creek, GA is $1,250, with a year-over-year rent change of -13.8%. Per bedroom, the median rent as of July '25 in Silver Creek, GA is 2-bedrooms: $925, 3-bedrooms: $1,340. The most common rental property sizes in Silver Creek, GA are 2-bedroom and 3-bedroom, accounting for 65.4% and 28.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,250 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $925 | $925 |
| 3 Bed Rent | $1,100 | $1,340 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Silver Creek, GA
As of Oct '25, Realtor.com reports that the median days on market for a home in Silver Creek, GA is 54. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $252,000 | -7.0% |
Listing Count | 34 | 45.0% |
| Listings as % of Homes | 0.6% | 45.0% |
Days on Market | 54 | 2.0% |
Demographics — Silver Creek, GA
As of the latest ACS Survey released in 2023, Silver Creek, GA has a population of 6,920, which has increased by 19.2% over the past 5 years. Silver Creek, GA is a moderately popular place for families, as children make up 20.1% of the population. The area has a poorly educated workforce, with 15.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,920 | 19.2% |
% Under 18 | 20.1% | -15.2% |
% Seniors | 11.8% | -6.3% |
% WFH | 4.6% | 283.3% |
% w/ College Degree | 15.8% | -3.7% |
As of the latest ACS Survey released in 2023, Silver Creek, GA is a predominantly white area, with 82.8% of the population identifying as white. The white population has shrunk by 7.9% in the last 5 years. The second most common race or ethnicity in Silver Creek, GA is black, making up 7.9% of the population. Foreign-born residents account for 1.5% of the population in Silver Creek, GA, and this percentage has increased by 1400.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.8% | -7.9% |
% Black | 7.9% | 25.4% |
% Hispanic | 2.0% | 25.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.5% | 1,400.0% |
Mortgage and Risk — Silver Creek, GA
According to HUD data as of 2023, there were 127 mortgage originations in Silver Creek, GA, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Silver Creek, GA. Investor activity is low, as 5.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 127 |
% Conventional Loans | 60.0% |
% Government Loans | 40.0% |
% Investor Loans | 5.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Silver Creek, GA
Silver Creek, GA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 0.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $950 |
| 2 Bedroom | $315 | $925 | $1,240 |
| 3 Bedroom | $470 | $1,100 | $1,570 |
| 4 Bedroom | N/A | N/A | $1,800 |
Affordability — Silver Creek, GA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $242,000 |
| Median Household Income | $58,500 |