Talking Rock, GA—30175
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Talking Rock, GA
As of Oct '25, the median home price in Talking Rock, GA is $376,000, with a year-over-year change of -0.7%. This indicates that home prices in Talking Rock, GA are flat. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $376,000 | -0.7% |
| Single Family | $377,000 | -0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $294,000 | -1.3% |
3 Bed | $372,000 | 0.5% |
4 Bed | $508,000 | -0.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Talking Rock, GA
As of July '25, Rentcast reports the average rent in Talking Rock, GA is $2,000, with a year-over-year rent change of -29.3%. Per bedroom, the median rent as of July '25 in Talking Rock, GA is 3-bedrooms: $2,000. The most common rental property sizes in Talking Rock, GA are 2-bedroom and 3-bedroom, accounting for 38.6% and 38.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,000 | $2,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Talking Rock, GA
As of Oct '25, Realtor.com reports that the median days on market for a home in Talking Rock, GA is 67. This is a decrease of -6.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $549,000 | -7.0% |
Listing Count | 68 | 41.0% |
| Listings as % of Homes | 1.3% | 41.0% |
Days on Market | 67 | -6.0% |
Demographics — Talking Rock, GA
As of the latest ACS Survey released in 2023, Talking Rock, GA has a population of 6,090, which has increased by 9.8% over the past 5 years. Talking Rock, GA is a moderately popular place for families, as children make up 16.9% of the population. The area has a poorly educated workforce, with 17.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,090 | 9.8% |
% Under 18 | 16.9% | -25.9% |
% Seniors | 15.3% | -24.6% |
% WFH | 9.2% | 148.6% |
% w/ College Degree | 17.2% | 5.5% |
As of the latest ACS Survey released in 2023, Talking Rock, GA is a predominantly white area, with 93.1% of the population identifying as white. The white population has grown by 5.7% in the last 5 years. The second most common race or ethnicity in Talking Rock, GA is hispanic, making up 2.2% of the population. Foreign-born residents account for 2.0% of the population in Talking Rock, GA, and this percentage has increased by 33.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.1% | 5.7% |
% Black | 1.3% | 44.4% |
% Hispanic | 2.2% | 37.5% |
% Asian | 0.3% | ∞% |
% Foreign Born | 2.0% | 33.3% |
Mortgage and Risk — Talking Rock, GA
According to HUD data as of 2023, there were 132 mortgage originations in Talking Rock, GA, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Talking Rock, GA. Investor activity is low, as 2.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 132 |
% Conventional Loans | 66.0% |
% Government Loans | 34.0% |
% Investor Loans | 2.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Talking Rock, GA
Talking Rock, GA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,090 |
| 2 Bedroom | N/A | N/A | $1,240 |
| 3 Bedroom | -$490 | $2,000 | $1,510 |
| 4 Bedroom | N/A | N/A | $1,840 |
Affordability — Talking Rock, GA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5 |
| Median Home Price | $376,000 |
| Median Household Income | $66,600 |