Whitesburg, GA30185

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$307,000
1.1% YoY Growth
Median Household Income
$68,500
28.1% 5-Year Growth
Days on Market
81
10.0% Longer than last year
Home Price Forecast
1.3%
Median Rent
$1,900
43.4% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Whitesburg, GA

As of Oct '25, Realtor.com reports that the median days on market for a home in Whitesburg, GA is 81. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$402,000-20.0%
Listing Count
17-28.0%
Listings as % of Homes1.0%-28.0%
Days on Market
8110.0%
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Demographics — Whitesburg, GA

As of the latest ACS Survey released in 2023, Whitesburg, GA has a population of 4,150, which has remained stable by -0.2% over the past 5 years. Whitesburg, GA is a moderately popular place for families, as children make up 17.9% of the population. The area has a poorly educated workforce, with 11.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
4,150-0.2%
% Under 18
17.9%-25.7%
% Seniors
19.3%41.9%
% WFH
11.3%465.0%
% w/ College Degree
11.0%-12.7%
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As of the latest ACS Survey released in 2023, Whitesburg, GA is a predominantly white area, with 83.9% of the population identifying as white. The white population has shrunk by 10.8% in the last 5 years. The second most common race or ethnicity in Whitesburg, GA is black, making up 5.8% of the population. Foreign-born residents account for 0.3% of the population in Whitesburg, GA, and this percentage has decreased by 50.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
83.9%-10.8%
% Black
5.8%100.0%
% Hispanic
0.7%-72.0%
% Asian
0.0%-100.0%
% Foreign Born
0.3%-50.0%
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Mortgage and Risk — Whitesburg, GA

According to HUD data as of 2023, there were 104 mortgage originations in Whitesburg, GA, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Whitesburg, GA. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
104
% Conventional Loans
63.0%
% Government Loans
37.0%
% Investor Loans
0.0%
% Second Loans
2.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Whitesburg, GA

Whitesburg, GA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
N/A
Total Units Section 8
N/A
% Rentals under Section 8
1.9%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,020
2 BedroomN/AN/A$1,150
3 BedroomN/AN/A$1,390
4 Bedroom-$220$1,900$1,680

Affordability — Whitesburg, GA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.2
Median Home Price$307,000
Median Household Income$68,500

Whitesburg, GA — ZIP Code Boundary Map

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Frequently Asked Questions