Gay, GA30218

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$262,000
0.0% YoY Growth
Median Household Income
$62,400
16.2% 5-Year Growth
Days on Market
106
29.0% Longer than last year
Home Price Forecast
1.5%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Gay, GA

As of Oct '25, Realtor.com reports that the median days on market for a home in Gay, GA is 106. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$320,00011.0%
Listing Count
1145.0%
Listings as % of Homes1.0%45.0%
Days on Market
10629.0%
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Demographics — Gay, GA

As of the latest ACS Survey released in 2023, Gay, GA has a population of 1,720, which has increased by 5.7% over the past 5 years. Gay, GA is a moderately popular place for families, as children make up 20.9% of the population. The area has a poorly educated workforce, with 16.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
1,7205.7%
% Under 18
20.9%-20.2%
% Seniors
21.0%7.7%
% WFH
5.0%-10.7%
% w/ College Degree
16.7%33.6%
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As of the latest ACS Survey released in 2023, Gay, GA is a predominantly white area, with 61.2% of the population identifying as white. The white population has shrunk by 20.8% in the last 5 years. The second most common race or ethnicity in Gay, GA is black, making up 20.6% of the population. Foreign-born residents account for 2.4% of the population in Gay, GA, and this percentage has increased by 500.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
61.2%-20.8%
% Black
20.6%7.3%
% Hispanic
16.2%1,925.0%
% Asian
0.0%N/A
% Foreign Born
2.4%500.0%
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Mortgage and Risk — Gay, GA

According to HUD data as of 2023, there were 172 mortgage originations in Gay, GA, of which 48.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 52.0% above 90% LTV (very high). This implies large mortgage risk in Gay, GA. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
172
% Conventional Loans
48.0%
% Government Loans
52.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Gay, GA

Gay, GA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
2
Total Units Section 8
2
% Rentals under Section 8
1.4%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,050
2 BedroomN/AN/A$1,380
3 BedroomN/AN/A$1,930
4 BedroomN/AN/A$1,980

Affordability — Gay, GA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.8
Median Home Price$262,000
Median Household Income$62,400

Gay, GA — ZIP Code Boundary Map

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Frequently Asked Questions