Commerce, GA30530

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$361,000
2.7% YoY Growth
Median Household Income
$53,000
2.3% 5-Year Growth
Days on Market
53
27.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$2,300
8.5% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Other Zip Codes in Commerce, GA

Property Listings — Commerce, GA

As of Oct '25, Realtor.com reports that the median days on market for a home in Commerce, GA is 53. This is a decrease of -27.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$590,00018.0%
Listing Count
3449.0%
Listings as % of Homes0.6%49.0%
Days on Market
53-27.0%
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Demographics — Commerce, GA

As of the latest ACS Survey released in 2023, Commerce, GA has a population of 7,360, which has increased by 16.3% over the past 5 years. Commerce, GA is a moderately popular place for families, as children make up 22.3% of the population. The area has a poorly educated workforce, with 11.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
7,36016.3%
% Under 18
22.3%-8.2%
% Seniors
16.8%4.3%
% WFH
5.7%35.7%
% w/ College Degree
11.4%-15.6%
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As of the latest ACS Survey released in 2023, Commerce, GA is a predominantly white area, with 83.3% of the population identifying as white. The white population has shrunk by 4.3% in the last 5 years. The second most common race or ethnicity in Commerce, GA is hispanic, making up 5.6% of the population. Foreign-born residents account for 4.4% of the population in Commerce, GA, and this percentage has increased by 450.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
83.3%-4.3%
% Black
4.5%4.7%
% Hispanic
5.6%115.4%
% Asian
2.2%22.2%
% Foreign Born
4.4%450.0%
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Mortgage and Risk — Commerce, GA

According to HUD data as of 2023, there were 70 mortgage originations in Commerce, GA, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Commerce, GA. Investor activity is low, as 0.0% of loans were by investors. 24.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
70
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
0.0%
% Second Loans
3.0%
% Cash Out Refinance
24.0%

Loan Activity

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Rentals and Section 8 — Commerce, GA

Commerce, GA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
2
Total Units Section 8
2
% Rentals under Section 8
0.3%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$940
2 BedroomN/AN/A$1,060
3 BedroomN/AN/A$1,420
4 Bedroom-$650$2,300$1,650

Affordability — Commerce, GA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6
Median Home Price$361,000
Median Household Income$53,000

Commerce, GA — ZIP Code Boundary Map

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Frequently Asked Questions