Ellijay, GA30536

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$447,000
0.1% YoY Growth
Median Household Income
$73,300
44.7% 5-Year Growth
Days on Market
54
17.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$2,500
41.8% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$2,500
8.8% YoY Growth

Property Listings — Ellijay, GA

As of Oct '25, Realtor.com reports that the median days on market for a home in Ellijay, GA is 54. This is a decrease of -17.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$615,0004.0%
Listing Count
14229.0%
Listings as % of Homes1.4%29.0%
Days on Market
54-17.0%
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Demographics — Ellijay, GA

As of the latest ACS Survey released in 2023, Ellijay, GA has a population of 9,680, which has increased by 23.4% over the past 5 years. Ellijay, GA is a moderately popular place for families, as children make up 22.3% of the population. The area has a moderately educated workforce, with 27.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
9,68023.4%
% Under 18
22.3%21.9%
% Seniors
22.4%-12.8%
% WFH
11.8%126.9%
% w/ College Degree
27.9%26.2%
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As of the latest ACS Survey released in 2023, Ellijay, GA is a predominantly white area, with 82.5% of the population identifying as white. The white population has shrunk by 11.9% in the last 5 years. The second most common race or ethnicity in Ellijay, GA is hispanic, making up 12.9% of the population. Foreign-born residents account for 4.0% of the population in Ellijay, GA, and this percentage has increased by 100.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
82.5%-11.9%
% Black
1.1%83.3%
% Hispanic
12.9%222.5%
% Asian
1.0%400.0%
% Foreign Born
4.0%100.0%
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Mortgage and Risk — Ellijay, GA

According to HUD data as of 2023, there were 315 mortgage originations in Ellijay, GA, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Ellijay, GA. Investor activity is low, as 5.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
315
% Conventional Loans
89.0%
% Government Loans
11.0%
% Investor Loans
5.0%
% Second Loans
21.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Ellijay, GA

Ellijay, GA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
2
Total Units Section 8
2
% Rentals under Section 8
0.3%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,040
2 BedroomN/AN/A$1,170
3 Bedroom-$1,090$2,500$1,410
4 Bedroom$480$1,250$1,730

Affordability — Ellijay, GA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.8
Median Home Price$447,000
Median Household Income$73,300

Ellijay, GA — ZIP Code Boundary Map

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Frequently Asked Questions